Reply
Established Contributor
tennisfan78
Posts: 630
Registered: ‎09-18-2011
0

Re: Amex Green Card Requirements?


tinuviel wrote:

tennisfan78 wrote:

 

what does it mean by a charge card? how different is it from a revolver?


The balance on a charge card must be paid in full every month; on a revolver, you must pay at least a minimum amount each month, but you can carry a balance over from one month to the next.


Oh ok Thx. so I dont see any advantage of a charge card. right? 


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
Established Contributor
jamie123
Posts: 874
Registered: ‎03-22-2012
0

Re: Amex Green Card Requirements?

The balance that is reported to the CRAs on a charge card is not factored into your utilization percentage so it will help to keep your scores up a bit. You still have a month to pay the charge card off after your statement cuts.



Starting Score: EQ 658 6/18/12
Current Score: EQ 700 10/12/14 - EX 687 7/21/14 - TU 682 7/21/14
Goal Score: EQ 720+
Take the FICO Fitness Challenge

Regular Contributor
hopingsoon
Posts: 231
Registered: ‎03-09-2013
0

Re: Amex Green Card Requirements?

I know this is an old thread but does it mean anything if amex tells you in the denial letter that you are welcome to apply for one of their other cards or is that standard? A friend of mine applied for a revolver from Amex and was denied. I don't know his specific credit profile details but in the denial letter it said he was welcome to apply for one of their other cards but just to wait 30 days before he does. I reccomended Amex green if he wants an Amex because from everything I've read here it seems like that one is believed to be the "easiest" to get.

 

Any thoughts?



Starting Score: FAKOs EQ 537 TU 497 EX 517
Current Score 7/11/13: FICOs EQ 650 TU 659 EX 655
Goal Score: 675 Who am I kidding? Goal Score: 750+ :smileyhappy:


Take the myFICO Fitness Challenge
Senior Contributor
yudeology101
Posts: 4,652
Registered: ‎06-21-2012
0

Re: Amex Green Card Requirements?

@Jutz,

 

I really like your layout of your signature, how did you manage to do that?  Is it something that I can copy/paste somewhere?  Thanks.

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +13more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 9/12/14*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 as of 12-12-13)
New Member
Jdr2tz
Posts: 2
Registered: ‎08-02-2014
0

Re: Amex Green Card Requirements?

[ Edited ]
 
New Contributor
nrivas7
Posts: 120
Registered: ‎07-30-2014
0

Re: Amex Green Card Requirements?

Just got declined for the Green card, AMEX hates me.

Chase Sapphire Preferred $15k -- PenFed VISA Sig $11.5k -- PenFed AMEX $10k -- JP Morgan Ritz-Carlton $8k -- Chase Slate $5.7k -- Barclaycard Arrival + $3.5k -- Fidelity AMEX $2.5k
Frequent Contributor
AvadaKedavra
Posts: 469
Registered: ‎09-18-2012
0

Re: Amex Green Card Requirements?


nrivas7 wrote:

Just got declined for the Green card, AMEX hates me.


What does your CR look like?

GARDENING AS OF 10/22/2014
EQ743
TU701
EX732

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}