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Established Contributor
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Registered: ‎09-18-2011
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Re: Amex Green Card Requirements?


tinuviel wrote:

tennisfan78 wrote:

 

what does it mean by a charge card? how different is it from a revolver?


The balance on a charge card must be paid in full every month; on a revolver, you must pay at least a minimum amount each month, but you can carry a balance over from one month to the next.


Oh ok Thx. so I dont see any advantage of a charge card. right? 


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

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Registered: ‎03-22-2012
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Re: Amex Green Card Requirements?

The balance that is reported to the CRAs on a charge card is not factored into your utilization percentage so it will help to keep your scores up a bit. You still have a month to pay the charge card off after your statement cuts.



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Regular Contributor
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Registered: ‎03-09-2013
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Re: Amex Green Card Requirements?

I know this is an old thread but does it mean anything if amex tells you in the denial letter that you are welcome to apply for one of their other cards or is that standard? A friend of mine applied for a revolver from Amex and was denied. I don't know his specific credit profile details but in the denial letter it said he was welcome to apply for one of their other cards but just to wait 30 days before he does. I reccomended Amex green if he wants an Amex because from everything I've read here it seems like that one is believed to be the "easiest" to get.

 

Any thoughts?



Starting Score: FAKOs EQ 537 TU 497 EX 517
Current Score 7/11/13: FICOs EQ 650 TU 659 EX 655
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Re: Amex Green Card Requirements?

@Jutz,

 

I really like your layout of your signature, how did you manage to do that?  Is it something that I can copy/paste somewhere?  Thanks.

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Re: Amex Green Card Requirements?

[ Edited ]
 
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Re: Amex Green Card Requirements?

Just got declined for the Green card, AMEX hates me.

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Established Contributor
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Re: Amex Green Card Requirements?


nrivas7 wrote:

Just got declined for the Green card, AMEX hates me.


What does your CR look like?

EQ736
TU709
EX732
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