Credit Card Center Advertiser Disclosure

Senior Contributor
Posts: 3,240
Registered: ‎04-03-2008
0 Kudos

Re: Amex Green Due Dates

sammyfire2001 wrote:

So I called AmEx to find out when my next due date would be (my current cycle ends Jun 3) and the rep told me that the next due date would Jul 3.  I asked well how can that be since my next billing cycle should end around that date.  She told me that I have a month to pay my balance.  Is that true?!?  


I'm confused because I always see a due date when my cycles ends and I'm 100% sure that it is not a month later.

Message Edited by sammyfire2001 on 05-29-2009 06:26 AM


Their actual wording is a little vague.


Two verbatim quotes from their website:

If you have an American Express charge card, payment is due in full when you receive your monthly statement. The "pay in full" nature of the charge card assures Cardmembers that no finance charges will be assessed on the charge card balance. As a payment reminder, we include a "Please Pay By Date" on the statement, a suggested payment date that is two weeks after the statement closing date. Based on Cardmember eligibility and tenure, we offer flexible payment services to extend payment on certain transactions. Click here to learn more about paying charges over time.



If you fail to pay the balance owed on any enrolled charge card account within 30 days of the billing date on your monthly billing statement, you will not accrue points for your eligible spending on that account during the period covered by that statement and they will be forfeited.

A verbatim quote from my most recent monthly statement


Statement Information: The amount due on any statement is payable upon receipt of the statement and must be paid by the closing date of the next statement to keep your account current.


I would interpret this as meaning the true deadline is just before the next statement cuts.  At any rate, I have been acting on this interpretation since 1982 without negative consequences.



TU 791 02/11/2013, EQ 800 1/29/2011 , EX Plus FAKO 812, EX Vantage Score 955 3/19/2010 wife's EQ 9/23/2009 803
EX always was my highest when we could pull all three
Always remember: big print giveth, small print taketh away
If you dunno what tanstaafl means you must Google it

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.