Amex Green or BCE?

[ccnewb23]

I recently got approved for Amex BCE. I had an Amex Green charge card to start out with. Is there a point to still keep this card or keep using this card? It doesn't add to my overall credit but adds AAoA at $90 per year. Any advice?

[jsucool76]

Only benefit you get from an amex (or any) charge card, is that any balance isn't added into your utilization (provided the lender doesnt use a 98 score). Other than that there isn't really a benefit. Unlike the prg the green only earns 1 pt per dollar.

[littlelottie]

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@ccnewb23 wrote:

I recently got approved for Amex BCE. I had an Amex Green charge card to start out with. Is there a point to still keep this card or keep using this card? It doesn't add to my overall credit but adds AAoA at $90 per year. Any advice?

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If it's not providing you any benefit I would close it or maybe PC it to another charge card that's fits what you need.