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Contributor
ccnewb23
Posts: 77
Registered: ‎02-15-2012

Amex Green or BCE?

I recently got approved for Amex BCE. I had an Amex Green charge card to start out with. Is there a point to still keep this card or keep using this card? It doesn't add to my overall credit but adds AAoA at $90 per year. Any advice?

AmEx Green NPSL | Barclays Rewards MC $4,200 | BofA 1-2-3 Visa $1,500 | Phillips Conoco 76 Gas Card $600 | AmEx BCE $25k | Discover IT $1,000
Valued Contributor
jsucool76
Posts: 2,768
Registered: ‎12-11-2011

Re: Amex Green or BCE?

Only benefit you get from an amex (or any) charge card, is that any balance isn't added into your utilization (provided the lender doesnt use a 98 score). Other than that there isn't really a benefit. Unlike the prg the green only earns 1 pt per dollar.
Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart Discover: 2000CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1500CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
Valued Member
littlelottie
Posts: 36
Registered: ‎12-18-2011

Re: Amex Green or BCE?


ccnewb23 wrote:

I recently got approved for Amex BCE. I had an Amex Green charge card to start out with. Is there a point to still keep this card or keep using this card? It doesn't add to my overall credit but adds AAoA at $90 per year. Any advice?


If it's not providing you any benefit I would close it or maybe PC it to another charge card that's fits what you need. 


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