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Amex Green or BCE?

Contributor

Amex Green or BCE?

I recently got approved for Amex BCE. I had an Amex Green charge card to start out with. Is there a point to still keep this card or keep using this card? It doesn't add to my overall credit but adds AAoA at $90 per year. Any advice?

AmEx Green NPSL | Barclays Rewards MC $4,200 | BofA 1-2-3 Visa $1,500 | Phillips Conoco 76 Gas Card $600 | AmEx BCE $25k | Discover IT $1,000
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Super Contributor

Re: Amex Green or BCE?

Only benefit you get from an amex (or any) charge card, is that any balance isn't added into your utilization (provided the lender doesnt use a 98 score). Other than that there isn't really a benefit. Unlike the prg the green only earns 1 pt per dollar.
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Valued Member

Re: Amex Green or BCE?


ccnewb23 wrote:

I recently got approved for Amex BCE. I had an Amex Green charge card to start out with. Is there a point to still keep this card or keep using this card? It doesn't add to my overall credit but adds AAoA at $90 per year. Any advice?


If it's not providing you any benefit I would close it or maybe PC it to another charge card that's fits what you need. 


Starting Score (January 2013): TU: 704, EQ: 679, EX: 687
Current Score (September 2013): TU: 741. EQ: 703, EX: 712
Goal Score: 730 Across the Board


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