@baller4life wrote:Since I am trying to be a good lil baller and remain in the garden the rest of the year, I decided to spend time on reducing apr on a few cards. First up was Amex HHonors. On 3/16 I hopped on chat and received a reduction from 19.49% to 18.24%. And tonight I got on chat again and went from 18.24% to 13.49%.
I haven't used this card in several months. But, hey the apr reduction tickled my fancy. So that works for now!
So all you Amex cardholders fire up those chat sessions and get those aprs lowered!
Already did. BCP lowered from 15.24 to 10.49 (so far). Simplycash lowered from 20.24 to 12.49. Could do it again (last in March 2016, I think could be February). 
. Next for me is Discover, when the 0% runs out.
@ScoreOrBeScored wrote:Congrats Baller... Hope you get as low as my BCE.....
Haha NOT! You're the king of apr reductions! I'd never catch up to you!!! 
@Imperfectfuture wrote:
@baller4life wrote:Since I am trying to be a good lil baller and remain in the garden the rest of the year, I decided to spend time on reducing apr on a few cards. First up was Amex HHonors. On 3/16 I hopped on chat and received a reduction from 19.49% to 18.24%. And tonight I got on chat again and went from 18.24% to 13.49%.
So all you Amex cardholders fire up those chat sessions and get those aprs lowered!
Already did. BCP lowered from 15.24 to 10.49 (so far). Simplycash lowered from 20.24 to 12.49. Could do it again (last in March 2016, I think could be February).
Nice job!!! Wow! 
@baller4life wrote:
@Imperfectfuture wrote:
@baller4life wrote:Since I am trying to be a good lil baller and remain in the garden the rest of the year, I decided to spend time on reducing apr on a few cards. First up was Amex HHonors. On 3/16 I hopped on chat and received a reduction from 19.49% to 18.24%. And tonight I got on chat again and went from 18.24% to 13.49%.
So all you Amex cardholders fire up those chat sessions and get those aprs lowered!
Already did. BCP lowered from 15.24 to 10.49 (so far). Simplycash lowered from 20.24 to 12.49. Could do it again (last in March 2016, I think could be February).
Nice job!!! Wow!
Thanks. And enjoy your gardening efforts (I remember a pm for PRA back in the day, how far we have come).
Yea those PRA days seem forever a go!
@baller4life wrote:Since I am trying to be a good lil baller and remain in the garden the rest of the year, I decided to spend time on reducing apr on a few cards. First up was Amex HHonors. On 3/16 I hopped on chat and received a reduction from 19.49% to 18.24%. And tonight I got on chat again and went from 18.24% to 13.49%.
So all you Amex cardholders fire up those chat sessions and get those aprs lowered!
Congrats! Just got mine reduced from 14.49% to 11.49%
@Anonymous wrote:
Nice job B!
Thanks dasingleton.
@jace8602 wrote:
@baller4life wrote:Since I am trying to be a good lil baller and remain in the garden the rest of the year, I decided to spend time on reducing apr on a few cards. First up was Amex HHonors. On 3/16 I hopped on chat and received a reduction from 19.49% to 18.24%. And tonight I got on chat again and went from 18.24% to 13.49%.
So all you Amex cardholders fire up those chat sessions and get those aprs lowered!
Congrats! Just got mine reduced from 14.49% to 11.49%
WTG jace!
Congrats baller!
