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Regular Contributor
Posts: 113
Registered: ‎10-07-2008
0

Amex Inq?

The other day I applied for an Amex Blue.  I got the processing notice from them, and was later denied.  However I just got an e-mail from Truecredit and I took an Inq on all three credit reports.  Has this happened to anyone else before with Amex?  I figured I was just taking one hit on Experian, and now I got all 3 :smileysurprised:(
Senior Contributor
Posts: 3,279
Registered: ‎08-03-2007
0

Re: Amex Inq?

I guess maybe you were borderline so they decided to pull the others. Sorry to hear that.
Here we go again...
Established Member
Posts: 19
Registered: ‎10-19-2008
0

Re: Amex Inq?

Why were you denied, if you dont mind us asking?
Super Contributor
Posts: 6,026
Registered: ‎09-18-2007
0

Re: Amex Inq?

That is strange. I never heard Amex pulling all 3 CR's. It is new and hearing first time. I know CapOne is normal doing all 3 CR pull.
Regular Contributor
Posts: 113
Registered: ‎10-07-2008
0

Re: Amex Inq?

I was denied due to a recent CO (2006).  They said they used Experian in the e-mail they sent me, however TC says:

 

TU- 

New Inquiry 11/05/2008 AMEX

EX-

 

New Inquiry 11/06/2008 AMEX

 

EQ-

 

New Inquiry 11/06/2008 AMERICAN EXPRESS TRS CO, INC

 

 

Hmm..  

 

Moderator Emeritus
Posts: 16,373
Registered: ‎03-12-2007
0

Re: Amex Inq?

Wow, this stinks! Amex pulled EQ and EX everytime I apped with them but 3 hards is nutz!!!!
Credit Profile -
FICO 08 Scores (11-08-2014): EQ 818, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1

New Member
Posts: 3
Registered: ‎07-15-2008
0

Re: Amex Inq?

The same thing happened to me about 2 weeks ago. I applied online and got a responce about 4 hours later that I was accepted.  They pulled all 3 CRs.
Super Contributor
Posts: 8,164
Registered: ‎03-25-2007
0

Re: Amex Inq?


fused wrote:
Wow, this stinks! Amex pulled EQ and EX everytime I apped with them but 3 hards is nutz!!!!

Sounds like they are getting very, very careful!!

The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Senior Contributor
Posts: 3,595
Registered: ‎01-10-2008
0

Re: Amex Inq?


MidnightVoice wrote:

fused wrote:
Wow, this stinks! Amex pulled EQ and EX everytime I apped with them but 3 hards is nutz!!!!

Sounds like they are getting very, very careful!!


 

i don't know, it seems more like panic striken at times... maybe they'll join cap1 in that they triple pull as a rule.
FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (Barclays)
Super Contributor
Posts: 6,026
Registered: ‎09-18-2007
0

Re: Amex Inq?

I applied for Costco Amex Biz card couple of days ago. I hope they dont pull all 3 CR's. I'll be pissed if they do that.


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