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Amex??? Me??? Approved???

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Mace
Valued Member

Amex??? Me??? Approved???

So, I recieved a pre-selected offer from AMEX for the Gold card a few weeks ago. I KNEW there was no way I could get approved for an AMEX and blew it off.

 

I couldn't resist the itch so I applied for the Zync tonight and got "We're sorry, we couldn't approve your application in 60 seconds. You'll hear from us via email....etc etc". I figured I was denied. About 15 minutes later, I checked my email and, BAM, two emails from American Express. One of which read "Your Card Application has been Approved!". Smiley Surprised

 

My Experian FAKO is 730 as of about three hours ago.

My oldest account on Experian is 0.8 (yes, that's zero POINT Eight or 8/10) years

My newest account opened in September of 2010

My AAoA on Experian is 0.6 (zero point six or 6/10) years

I had 3 inquiries on Experian at the time of application (two from March 2010 one from August 2010)

I have 3 revolving accounts showing on Experian.

 

I know they pulled Experian, I don't know yet if they pulled any others.

 

Just waiting for one account that I PIF'd to update on EQ and TU then I'll be going for Barclay (probably the Priceline Visa) and maybe a couple of others.

 

2007 - All Scores low 500's
06 DEC 2010 - EQ 696: TU (FAKO) 720: EX (FAKO) 730 (650 pulled by GMAC)
3/10 BBRZMC $100, 9/12 $700, 01/18 $1500; 9/10 USAA Plat. MC $3000; 12/10 Barclaycard (iTunes) Visa $2500 now $4200, 12/17 $3200; 12/10 Citi Forward Visa $5000, 6/11 $6200 (closed); 12/10 AMEX Zync; 4/11 BofA CR Sig Visa $5000, 3/17 $7700; 9/12 AMEX Hilton HHonors Surpass $1000; 9/12 Discover IT $1000, 9/17 $3800; 10/17 NFCU GoRewards $4100; 08/17 TR Visa $1000
Message 1 of 4
3 REPLIES 3
OnWayUpinTexas
Regular Contributor

Re: Amex??? Me??? Approved???

Congratulations!  I know the feeling!  Enjoy it!

 

Barclays will almost certainly pull TU only, from my experience and that of others ...  Be for a possible recon call to them, but it is likely to be a positive one!

Starting Score: 542 (in 2006)
Current Score: 661 (TU FICO), 677 (EQ FICO), 672 (EX FICO)
Goal Score: 750+
Message 2 of 4
JM-AM
Valued Contributor

Re: Amex??? Me??? Approved???

Congrats

Good Luck
May all your dreams and wishes become a reality!
Message 3 of 4
TheCreditKid
Established Contributor

Re: Amex??? Me??? Approved???

Wow Congrats!!!

______________________________________________________________________________________________________________

All human wisdom is summed up in two words - wait and hope.

-Alexander Dumas
Message 4 of 4
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