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Valued Member
Posts: 63
Registered: ‎09-05-2012
0

Amex Member Hard Pull

So early next year I am considering applying for an Amex revolver. I currently have the green which is just over a month old. I plan to apply each month until approved since it would be a soft if declined. My question is, if I am approved, is there a possibility they will HP more than one report? I got three HP's on my green application.
Valued Contributor
Posts: 2,528
Registered: ‎11-11-2010
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Re: Amex Member Hard Pull

If your credit is still borderline at that time, yes it will be 3x HP.

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Valued Member
Posts: 63
Registered: ‎09-05-2012
0

Re: Amex Member Hard Pull

Alright that's all I needed to know. Thank you.
Established Contributor
Posts: 769
Registered: ‎02-11-2012
0

Re: Amex Member Hard Pull

+1, when I apped, one HP on EQ.

Starting scores 01/02/2012 EQ 707(Fico) TU 733(Fico) EXP 735 (FAKO)
Updated scores 10/7/2016 EQ 797(Fico) TU 779(Fico) EXP 777 (Fico), EQ 849 (Next Gen 8/31/16 Penfed)


Remember the Three P's: Pay early in Full, Pay on Time, Patience
Established Contributor
Posts: 712
Registered: ‎06-11-2012
0

Re: Amex Member Hard Pull


JoeRo wrote:
So early next year I am considering applying for an Amex revolver. I currently have the green which is just over a month old. I plan to apply each month until approved since it would be a soft if declined. My question is, if I am approved, is there a possibility they will HP more than one report? I got three HP's on my green application.

How many months of history did you had when you applied for the Amex Green? I read some people get pulled on all 3 if their history is less than a year.


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Valued Member
Posts: 63
Registered: ‎09-05-2012
0

Re: Amex Member Hard Pull

I had around eight months. So that makes sense.

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