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Amex Member Hard Pull

Valued Member

Amex Member Hard Pull

So early next year I am considering applying for an Amex revolver. I currently have the green which is just over a month old. I plan to apply each month until approved since it would be a soft if declined. My question is, if I am approved, is there a possibility they will HP more than one report? I got three HP's on my green application.
Message 1 of 6
5 REPLIES
Valued Contributor

Re: Amex Member Hard Pull

If your credit is still borderline at that time, yes it will be 3x HP.

Message 2 of 6
Valued Member

Re: Amex Member Hard Pull

Alright that's all I needed to know. Thank you.
Message 3 of 6
Established Contributor

Re: Amex Member Hard Pull

+1, when I apped, one HP on EQ.

Starting scores 01/02/2012 EQ 707(Fico) TU 733(Fico)XP 735 (FAKO)
Updated scores 05/01/17 EQ 824, TU 812 EXP 810 (all Fico scores) Remember the Three P's: Pay early in Full, Pay on Time, Patience
Message 4 of 6
Established Contributor

Re: Amex Member Hard Pull


JoeRo wrote:
So early next year I am considering applying for an Amex revolver. I currently have the green which is just over a month old. I plan to apply each month until approved since it would be a soft if declined. My question is, if I am approved, is there a possibility they will HP more than one report? I got three HP's on my green application.

How many months of history did you had when you applied for the Amex Green? I read some people get pulled on all 3 if their history is less than a year.


DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Message 5 of 6
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Valued Member

Re: Amex Member Hard Pull

I had around eight months. So that makes sense.
Message 6 of 6