Amex Member Since Date

[Anonymous]

I just got approved for the Amex ED after being blacklisted for 10 years and they backdated my member sice date to 1989. Do they backdate on the CRs as well and will this help my AAoA?

[kdm31091]

Sorry but no backdating to the bureaus anymore. The member since date is purely cosmetic.

[Anonymous]

---

@kdm31091 wrote:
Sorry but no backdating to the bureaus anymore. The member since date is purely cosmetic.

---

So much for wishful thinking! lol Thanks kdm!

[Anonymous]

If I had a dollar every time this was asked... Lol

[Anonymous]

---

@Anonymous wrote:
If I had a dollar every time this was asked... Lol

---

You would be a millionaire, I'm sure! lol Sorry if it was a stupid question....

[Anonymous]

I said it in good fun

[RonM21]

Congrats on your approval anyway!

[Anonymous]

---

@Anonymous wrote:
If I had a dollar every time this was asked... Lol

---

...I wouldn't need an AMEX card.

[Anonymous]

---

@Anonymous wrote:

I just got approved for the Amex ED after being blacklisted for 10 years and they backdated my member sice date to 1989. Do they backdate on the CRs as well and will this help my AAoA?

---

Wow, 1989? You must be really old.

[Ghoshida]

---

@Anonymous wrote:

I just got approved for the Amex ED after being blacklisted for 10 years and they backdated my member sice date to 1989. Do they backdate on the CRs as well and will this help my AAoA?

---

AMEX used to do this. However, sometime last year, they stopped reporting the MSD to the CRAs. Now the cards show the MSD but the credit reports show the actual open date / month.

Another thing is coming up : the cobranded cards that AMEX gives up to other banks (e.g JetBlue), seem to lose their backdating even if they were opened before AMEX changed their reporting policy. The account open date is set to the actual open date, not the MSD if that is a few years older.

It'll be interesting to see if this is the case for the Costco card too.