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Amex NOT Approving my charges now

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longtimelurker
Epic Contributor

Re: Amex NOT Approving my charges now


@Fico2Go wrote:

@longtimelurker wrote:

@SisterGirl wrote:

@newUser0 wrote:

@longtimelurker wrote:

If this is a card you are MSing on, obviously don't call.


Yup! 

This is the main Problem. 

I don't want to draw attention to this.Smiley Sad


Not to sound cruel, but you keep pushing the preset limit ? I'm surprised that you don't understand that you've outlasted your luck. In all my years with Amex, I've never had a single charge decline and if I was going to make a "questionable" charge, I called to speak with account services for the heads up. As for MSing, I sure hope you aren't paying them back with the same product you charged. BTW, I read FT too.....so I know the 411.

 

SisterGirl


I don't think that there is any way that can be done directly!  And indirectly, no problems have been reported, thought the risk is obviously there.


Let's just say that I would NEVER "SERVE" one to the hands that "SERVE" me.


Yes, but I count that as indirect too, but probably the least indirect way!  The credit card division do not know the source of the payment, however the Serve group can know the source and the destination, hence the risk.

Message 21 of 32
Membersince2013
Valued Contributor

Re: Amex NOT Approving my charges now

What in the world is MSing?...
Arrival+ | Barclaycard Rewards Mastercard | Citi Double Cash | CapOne QS (2) | Citi Diamond P | Freedom | Fidelity Amex | Amex Plat | Old Blue Cash | PRG | SPG | BCP | HHonors Surpass | Cap1 Venture | Discover | CSP | Cap1 Venture1 | BOA CR&TR (2) | Ritz Carlton | Southwest Rapid Rewards | Hyatt (2) | US Airways Mastercard (2) | Wells Fargo Rewards Visa | Marriott Premier (2) |

Fico Scores as of 2/21/15 - EX: total crap, TU: total crap, EQ: total crap
Message 22 of 32
tommywerdine
Regular Contributor

Re: Amex NOT Approving my charges now

Ms= manufactured spending

My Wallet: NFCU cashRewards $10k | TobyHanna FCU $10k | Black Card $5k | NFCU goRewards $2.5k | Citi Diamond Preferred $2k | DCU Plat Rewards $2k | Huntington Voice $1250 | AmEx Delta $1k | Cap1 QS $300 | Cap1 Secured $500 | J Crew $4.9k | Walmart $2.5k | Kay $1k | Jareds $1k | HomeDepot $1k | FingerHut $900 | Macys $800 | Phillips66 $750 | Buckle $300 | Express $250 In The Garden Since: August 4, 2014. TU FICO: 711 (via Walmart) | EQ FICO: 699 | EX FICO: 677 Goals:700+ on all three.
Message 23 of 32
j_casteel
Valued Contributor

Re: Amex NOT Approving my charges now

Queue mod to explain TOS and that we don't talk about that here...
Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 24 of 32
09Lexie
Moderator Emerita

Re: Amex NOT Approving my charges now

And before anyone asks, MS is not to be openly discussed on myFICO.

 

~Lexie

Message 25 of 32
09Lexie
Moderator Emerita

Re: Amex NOT Approving my charges now


@j_casteel wrote:
Queue mod to explain TOS and that we don't talk about that here...

And you know it! Smiley Wink

Message 26 of 32
j_casteel
Valued Contributor

Re: Amex NOT Approving my charges now

Lol, called it!
Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 27 of 32
Fico2Go
Established Contributor

Re: Amex NOT Approving my charges now


@longtimelurker wrote:

@Fico2Go wrote:

@longtimelurker wrote:

@SisterGirl wrote:

@newUser0 wrote:

@longtimelurker wrote:

If this is a card you are MSing on, obviously don't call.


Yup! 

This is the main Problem. 

I don't want to draw attention to this.Smiley Sad


Not to sound cruel, but you keep pushing the preset limit ? I'm surprised that you don't understand that you've outlasted your luck. In all my years with Amex, I've never had a single charge decline and if I was going to make a "questionable" charge, I called to speak with account services for the heads up. As for MSing, I sure hope you aren't paying them back with the same product you charged. BTW, I read FT too.....so I know the 411.

 

SisterGirl


I don't think that there is any way that can be done directly!  And indirectly, no problems have been reported, thought the risk is obviously there.


Let's just say that I would NEVER "SERVE" one to the hands that "SERVE" me.


Yes, but I count that as indirect too, but probably the least indirect way!  The credit card division do not know the source of the payment, however the Serve group can know the source and the destination, hence the risk.


I'll be sure to have them serve me a direct check made out to me or company.

 

Discover IT $19,000 == 12/2013
AMEX 12/2013 ---BCP $12,000 === BC $23,000 ----- 04/2014
CHASE SLATE $5,700 === 12/2013
BoA 123 $6000 === 12/2013
Barclay Rewards $1500 == 12/2013
Message 28 of 32
j_casteel
Valued Contributor

Re: Amex NOT Approving my charges now

A little BlueBird told me a VanillaCard was Serving him Money Orders.
Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 29 of 32
Trixie51
New Member

Re: Amex NOT Approving my charges now

This may be a dumb question but if your other cards have such high limits, why dont you use them for the 4k and up purchases instead of constantly going over a limit they set for you on that card?

Message 30 of 32
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