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Amex NPSL Question

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sjt
Senior Contributor
‎10-27-2013 04:25 PM
‎10-27-2013 04:25 PM

Re: Amex NPSL Question

@12njoy wrote:
Sjt,

Thanks for the info. Have you used the PoT feature?

I have by accident. When I signed up I accidently chose the option where they automatically put charges over $200 towards POT. I fixed that.

 

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Barclays: Arrival+ WEMC
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 5.23, EX: 812 / EQ: 825 / TU: 815
Message 31 of 33
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Necromancer
Regular Contributor
‎10-27-2013 04:26 PM
‎10-27-2013 04:26 PM

Re: Amex NPSL Question

@12njoy wrote:
Necro,

Thanks. Is the interest rate set the same for all customers or is it different? I'm averaging 17-20% interest in my cards so if I'm offered the feature and use it, 17-18% interest would be in line with my current rates.

@Anonymous depends on your cr and internal profile, I'm currently @ 15.24% so YMMV

Message 32 of 33
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12njoy
Super Contributor
‎10-27-2013 04:38 PM
‎10-27-2013 04:38 PM

Re: Amex NPSL Question

Thanks to both of you
(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 33 of 33
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