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Established Contributor
sjt
Posts: 662
Registered: ‎05-05-2010
0

Re: Amex NPSL Question


12njoy wrote:
Sjt,

Thanks for the info. Have you used the PoT feature?

I have by accident. When I signed up I accidently chose the option where they automatically put charges over $200 towards POT. I fixed that.

 

Regular Contributor
Necromancer
Posts: 131
Registered: ‎08-27-2013
0

Re: Amex NPSL Question


12njoy wrote:
Necro,

Thanks. Is the interest rate set the same for all customers or is it different? I'm averaging 17-20% interest in my cards so if I'm offered the feature and use it, 17-18% interest would be in line with my current rates.

It depends on your cr and internal profile, I'm currently @ 15.24% so YMMV



FICO's: Eq 771 (10/23/13), Ex 799 (10/5/13), TU 809 (11/14/13)
Valued Contributor
12njoy
Posts: 1,361
Registered: ‎09-11-2013
0

Re: Amex NPSL Question

Thanks to both of you
EX FICO: 680 EQ FICO: 693 TU FICO: 705 (All lender pulls)
Total Credit Limits: $206,100 (July 2013 starting credit limits totaled $2,700) - Goal Met!!!
current utilization: 1% - current AAoA: 1.5-2.2 years
In my wallet: Amex, Barclays, BofA, Chase, Discover, 5/3, GECRB, NASA FCU, NFCU, State Farm, USAA, US Bank, Wells Fargo, etc... Missing from my wallet: CITI :smileysad:

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