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Established Contributor
Posts: 825
Registered: ‎05-05-2010
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Re: Amex NPSL Question


12njoy wrote:
Sjt,

Thanks for the info. Have you used the PoT feature?

I have by accident. When I signed up I accidently chose the option where they automatically put charges over $200 towards POT. I fixed that.

 

Regular Contributor
Posts: 131
Registered: ‎08-27-2013
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Re: Amex NPSL Question


12njoy wrote:
Necro,

Thanks. Is the interest rate set the same for all customers or is it different? I'm averaging 17-20% interest in my cards so if I'm offered the feature and use it, 17-18% interest would be in line with my current rates.

It depends on your cr and internal profile, I'm currently @ 15.24% so YMMV

Valued Contributor
Posts: 2,205
Registered: ‎09-11-2013
0

Re: Amex NPSL Question

Thanks to both of you
EX FAKO 733/FICO 734 EQ FAKO 716/FICO 701 TU FAKO 732/FICO 706
Total Credit Limits: $394,690 (July 2013 starting credit limits totaled $2,700) - Goal SURPASSED (What to do now...)
current utilization: 3% - current AAoA: 1.8-2.4 years
In my wallet: Amex(25.1k), Barclays(12.9k), BofA(30k), Capital One (45k), Chase(10k), CITI(5k), Diners Club(30k), Discover(15.5k), 5/3(18k), Equality Visa(4k), Key Bank(3.5k), NASA FCU(5k), NFCU(65k), Synchrony(42k), USAA(42k), US Bank(5k), and Wells Fargo(37.5k).
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