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Established Contributor
Posts: 724
Registered: ‎05-05-2010
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Re: Amex NPSL Question


12njoy wrote:
Sjt,

Thanks for the info. Have you used the PoT feature?

I have by accident. When I signed up I accidently chose the option where they automatically put charges over $200 towards POT. I fixed that.

 

Regular Contributor
Posts: 131
Registered: ‎08-27-2013
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Re: Amex NPSL Question


12njoy wrote:
Necro,

Thanks. Is the interest rate set the same for all customers or is it different? I'm averaging 17-20% interest in my cards so if I'm offered the feature and use it, 17-18% interest would be in line with my current rates.

It depends on your cr and internal profile, I'm currently @ 15.24% so YMMV



FICO's: Eq 771 (10/23/13), Ex 799 (10/5/13), TU 809 (11/14/13)
Valued Contributor
Posts: 1,805
Registered: ‎09-11-2013
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Re: Amex NPSL Question

Thanks to both of you
EX FAKO: 723 EQ FAKO: 709 TU FAKO: 732/FICO 762
Total Credit Limits: $302,540 (July 2013 starting credit limits totaled $2,700) - Goal Met (What to do now...)
current utilization: 3% - current AAoA: 1.8-2.4 years
In my wallet: Amex(35.1k), Barclays(11.7k), BofA(22k), Chase(10k), Diners Club(30k), Discover(14.5k), 5/3(18k), GECRB(26.5k), Huntington National Bank(.5k what the...), NASA FCU(5k), NFCU(65k), State Farm(4k), Tires Plus(2.2k), USAA(42.6k), US Bank(5k), and Wells Fargo(20k).

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