Credit Cards Center Credit cards from our partners
Valued Contributor
Posts: 1,164
Registered: ‎05-05-2010

Re: Amex NPSL Question

12njoy wrote:

Thanks for the info. Have you used the PoT feature?

I have by accident. When I signed up I accidently chose the option where they automatically put charges over $200 towards POT. I fixed that.


Regular Contributor
Posts: 133
Registered: ‎08-27-2013

Re: Amex NPSL Question

12njoy wrote:

Thanks. Is the interest rate set the same for all customers or is it different? I'm averaging 17-20% interest in my cards so if I'm offered the feature and use it, 17-18% interest would be in line with my current rates.

It depends on your cr and internal profile, I'm currently @ 15.24% so YMMV

Senior Contributor
Posts: 4,783
Registered: ‎09-11-2013

Re: Amex NPSL Question

Thanks to both of you
EX FICO 675 EQ FICO 698 TU FICO 737 *************Total Credit Limits: $629,050 (July 2013 starting credit limits totaled $2,700) ************* NO MORE APPS - current AAoA: 1.2-1.8 years
In my wallet: Alaska Airlines Visa (5k), Amex(25.6k), Barclays(24.2k), BBVA Cav's(20k), Cabelas Club Visa (4k) Capital One (50.2k), Chase(71.6k), CITI(5k), Diners Club(30k), Discover(19k), 5/3(18k), Equality Visa(4k), FIA Amex(30k), Huntington Voice(12k), Key Bank(3.5k), NASA FCU(5k), NFCU(65k), Mastercard-FNBO(6.5K), Rakuten Mastercard-FNBO(4.5k), Sun Country Airlines Visa Sig-FNBO(10k), Synchrony(100k), TD Aeroplan Visa Plat(22k), USAA(50k), US Bank(6.5k), and Wells Fargo Platinum Visa(37.5k).

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.