Amex NPSL

[Revelate]

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@Revelate wrote:

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@tinuviel wrote:

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@webhopper wrote:
While I get what you are saying, there is definitely something mysterious about NPSL to someone who never has used it before. It's basically the fear of the unknown that is drives some people crazy. These people are the kind that also liked to color inside the lines when they were a kid.

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Or -- for any science geeks out here -- some of us have a really hard time sitting back and looking at a box that contains Schrodinger's cat. Now that I've removed the lid and looked inside, I feel much better!

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On noes, after the time you click the submit button, and the time you open your letter (or email), is the application alive or dead?

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More even science geekier, observation principal: you change your Amex relationship just by clicking on that pre-auth spending approval button 

OK, I'm opening a bottle of scotch and will refrain from further silliness of this type.

[tinuviel]

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@Revelate wrote:

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@tinuviel wrote:

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@webhopper wrote:
While I get what you are saying, there is definitely something mysterious about NPSL to someone who never has used it before. It's basically the fear of the unknown that is drives some people crazy. These people are the kind that also liked to color inside the lines when they were a kid.

---

Or -- for any science geeks out here -- some of us have a really hard time sitting back and looking at a box that contains Schrodinger's cat. Now that I've removed the lid and looked inside, I feel much better!

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On noes, after the time you click the submit button, and the time you open your letter (or email), is the application alive or dead?

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You mean: "is the application approved or rejected?"

The answer is, of course -- both, at the same time!

Quantum superposition... sometimes it can be nervewracking waiting for the waveform to collapse.

[tinuviel]

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@Revelate wrote:

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@Revelate wrote:

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@tinuviel wrote:

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@webhopper wrote:
While I get what you are saying, there is definitely something mysterious about NPSL to someone who never has used it before. It's basically the fear of the unknown that is drives some people crazy. These people are the kind that also liked to color inside the lines when they were a kid.

---

Or -- for any science geeks out here -- some of us have a really hard time sitting back and looking at a box that contains Schrodinger's cat. Now that I've removed the lid and looked inside, I feel much better!

---

On noes, after the time you click the submit button, and the time you open your letter (or email), is the application alive or dead?

---

More even science geekier, observation principal: you change your Amex relationship just by clicking on that pre-auth spending approval button 

OK, I'm opening a bottle of scotch and will refrain from further silliness of this type.

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Pass the bottle!

[youdontkillmoney]

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@tinuviel wrote:

Last month I mentioned that I've started to use my Amex Green as my primary card. I'm ramping up my spending gradually so that I don't trigger any flags from a sudden spike in activity. I've had the card since May of last year and started using it very gently, only $300-$500/mo. In November, my statement was just over $700; for December, just over $600. I paid my January statement the day it cut, for $958.26.

I'm planning on putting ~$1200 or so through the card this month. But, every time I get close to where my largest past balance was, I get nervous about whether or not the charge will go through. This is because I really have no idea of what my internal limit is. And having spent so much time with subprime credit, I'm used to small limits. I've paid each statement promptly, either the day it cuts or within a few days, well ahead of the due date. I'm assuming that I'm developing some trust with Amex and that my internal limit is creeping up. Does anyone here have any ideas on how this works? Am I overworrying?

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^^^

on your AMEX account online, atop right, under Profiles and Preferences, select "Check Spending Ability"--you can see how much you can get approved for for purchases and cash advances

[09Lexie]

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@youdontkillmoney wrote:

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@tinuviel wrote:

Last month I mentioned that I've started to use my Amex Green as my primary card. I'm ramping up my spending gradually so that I don't trigger any flags from a sudden spike in activity. I've had the card since May of last year and started using it very gently, only $300-$500/mo. In November, my statement was just over $700; for December, just over $600. I paid my January statement the day it cut, for $958.26.

I'm planning on putting ~$1200 or so through the card this month. But, every time I get close to where my largest past balance was, I get nervous about whether or not the charge will go through. This is because I really have no idea of what my internal limit is. And having spent so much time with subprime credit, I'm used to small limits. I've paid each statement promptly, either the day it cuts or within a few days, well ahead of the due date. I'm assuming that I'm developing some trust with Amex and that my internal limit is creeping up. Does anyone here have any ideas on how this works? Am I overworrying?

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^^^

on your AMEX account online, atop right, under Profiles and Preferences, select "Check Spending Ability"--you can see how much you can get approved for for purchases and cash advances

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As this thread is over two years old and tinuviel has had her card for years now, I'm confident that she is familiar with that feature. 

Thanks!