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Moderator Emeritus
fused
Posts: 16,373
Registered: ‎03-12-2007
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Amex Not Reporting Two Months Behind

I pulled my reports at CreditSecure and noticed that Amex updated my Plat card account with my most recent statement balance of July. Anyone else? Is it possible Amex might be getting it's act together with more timely updating.
Credit Profile -
FICO 08 Scores (11-08-2014): EQ 818, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1

Frequent Contributor
Eric958
Posts: 381
Registered: ‎04-19-2007
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Re: Amex Not Reporting Two Months Behind

I hope not! At the moment I need them 2 mth's behind.lol


E!
FICO's EQ 519 EX543 TU ? 8/2014
EQ 525 EX no score,,, TU ?11/2014
I think I can!
Super Contributor
MidnightVoice
Posts: 8,161
Registered: ‎03-25-2007
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Re: Amex Not Reporting Two Months Behind

As of today, EX is reporting my July 3rd statement balance.  EQ and TU have not updated
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Moderator Emeritus
fused
Posts: 16,373
Registered: ‎03-12-2007
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Re: Amex Not Reporting Two Months Behind



MidnightVoice wrote:
As of today, EX is reporting my July 3rd statement balance.  EQ and TU have not updated



I have the same statement date as you and even though today is the last day of July, Amex did update our July statement balances this month. I can't remember the last time this happened. Poor Eric, he likes the two month delay.
Credit Profile -
FICO 08 Scores (11-08-2014): EQ 818, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1

Super Contributor
MidnightVoice
Posts: 8,161
Registered: ‎03-25-2007
0

Re: Amex Not Reporting Two Months Behind



fused wrote:


MidnightVoice wrote:
As of today, EX is reporting my July 3rd statement balance.  EQ and TU have not updated



I have the same statement date as you and even though today is the last day of July, Amex did update our July statement balances this month. I can't remember the last time this happened. Poor Eric, he likes the two month delay.


I like it this way - only 1 month behind not two.
 
Makes it wasier to contol balances when I need to!
 
I will keep an eye on EQ and TU and see when they hit
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
New Contributor
JDizzle
Posts: 69
Registered: ‎03-24-2008
0

Re: Amex Not Reporting Two Months Behind

Both of my AMEX cards report on the 29th of each month. I checked TC yesterday and both reported the current balance.. :smileyhappy:
09/15/08 FICOs: EQ - 643, EX - 671, TU - 693

700 club by 09'
Frequent Contributor
lurknomore
Posts: 356
Registered: ‎10-10-2007
0

Re: Amex Not Reporting Two Months Behind

I don't know if it's because I have a ""revolver" and you have a "charger", but mine is still reporting 2 months behind.  Oh, Amex.  {sigh}
 


fused wrote:
I pulled my reports at CreditSecure and noticed that Amex updated my Plat card account with my most recent statement balance of July. Anyone else? Is it possible Amex might be getting it's act together with more timely updating.



FICO: 8/08 - TU 718; EQ 702; EX 733 (Bonafide 700 club member!)
Next goal: 750s across the board!!
Moderator Emeritus
cheddar
Posts: 6,794
Registered: ‎09-29-2007
0

Re: Amex Not Reporting Two Months Behind

This is the way Amex has always reported for me.
 
Statement date on the 3rd.  Reporting around the 29th of that month.  The next statement will cut on Aug. 3, and it will report on Aug. 29, so during most of August it will appear to be one month behind.
 
I thought that's how they reported for everyone else, too.
 
----------------------------
App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. :smileysurprised: )
Super Contributor
MidnightVoice
Posts: 8,161
Registered: ‎03-25-2007
0

Re: Amex Not Reporting Two Months Behind

Mine is the CC
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
New Contributor
JDizzle
Posts: 69
Registered: ‎03-24-2008
0

Re: Amex Not Reporting Two Months Behind



cheddar wrote:
This is the way Amex has always reported for me.
 
Statement date on the 3rd.  Reporting around the 29th of that month.  The next statement will cut on Aug. 3, and it will report on Aug. 29, so during most of August it will appear to be one month behind.
 
I thought that's how they reported for everyone else, too.
 


Same with me except one of my statements falls around that date and the other like you, cuts on the 3rd of the month.
09/15/08 FICOs: EQ - 643, EX - 671, TU - 693

700 club by 09'

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