Reply
Frequent Contributor
Posts: 389
Registered: ‎04-19-2007
0

Re: Amex Not Reporting Two Months Behind

I just checked...They updated!!!!!!!! It's ok I'm done applying anyway. I did get the BOA amex I wanted for back up in case amex decides to cld my acct, since they sent me the $600 cld letter. I suppose they think I'm going to pay off the 1500 bal quicker {which I was} but in stead I'll pay off someone else since paying them off will only be good for them! They said I could carry a bal, I just wanted 2 mths on the blu but 31 days was all it took.

I still like amex. Their just trying not to lose their shirt in the current credit climate.

E!
FICO's EQ 519 EX543 TU ? 8/2014
EQ 525 EX no score,,, TU ?11/2014
EQ 576 1/2015 EX 595 1/2015
I think I can!
Moderator Emeritus
Posts: 16,383
Registered: ‎03-12-2007
0

Re: Amex Not Reporting Two Months Behind



lurknomore wrote:
I don't know if it's because I have a ""revolver" and you have a "charger", but mine is still reporting 2 months behind.  Oh, Amex.  {sigh}
 


fused wrote:
I pulled my reports at CreditSecure and noticed that Amex updated my Plat card account with my most recent statement balance of July. Anyone else? Is it possible Amex might be getting it's act together with more timely updating.


 
My Clear statements cut on the 30th or 31st, I'll check this account at Chase ID Protection.
Credit Profile -
FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: EX 1, EQ 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring Mastercard ~ Chase Freedom Visa ~ CITI Dividend Platinum World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Frequent Contributor
Posts: 351
Registered: ‎12-09-2007
0

Re: Amex Not Reporting Two Months Behind

I read this thread and got curious.  Just pulled from Credit Secure and my three Amex cards are all reporting the July statement balance.  WOW
 
Smiley Happy.
FICOs as of 09/2009 - TU 813, EQ 811, last known EX 797
FICOs as of 08/2009 - TU 791, EQ 809, last known EX 797
FICOs as of 07/2009 - TU 806, EQ 809, last known EX 797
Established Contributor
Posts: 640
Registered: ‎03-28-2008
0

Re: Amex Not Reporting Two Months Behind

I noticed that a week or so ago, and thought I must be seeing things, and then promptly forgot about it. But yep - the balance they reported sometime in mid/late July is definitely my June statement balance - go AmEx!!! Smiley Happy
EQ: 723 / TU: 760 (August 2009)
Senior Contributor
Posts: 3,279
Registered: ‎08-03-2007
0

Re: Amex Not Reporting Two Months Behind

Hi fused. I noticed this too. Amex normally reports my balance 6 weeks after the statement. This month they only reported 2 weeks after my statement.
Here we go again...
Super Contributor
Posts: 8,195
Registered: ‎03-25-2007
0

Re: Amex Not Reporting Two Months Behind

My July 3rd balance is now on EX and EQ
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Moderator Emeritus
Posts: 6,794
Registered: ‎09-29-2007
0

Re: Amex Not Reporting Two Months Behind

[ Edited ]


MidnightVoice wrote:
My July 3rd balance is now on EX and EQ


I guess I still don't understand what's changed.  Haven't they always reported the early-month statement balance at the end of that month?
 
Are you saying that at the end of June they reported your statement balance from early May?  So now you're surprised that at the end of July they reported the balance from early July instead of from early June?
 


Message Edited by cheddar on 08-01-2008 06:54 AM
----------------------------
App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. Smiley Surprised )
Senior Contributor
Posts: 3,279
Registered: ‎08-03-2007
0

Re: Amex Not Reporting Two Months Behind



cheddar wrote:








MidnightVoice wrote:

My July 3rd balance is now on EX and EQ




I guess I still don't understand what's changed.  Haven't they always reported the early-month statement balance at the end of that month?

 

Are you saying that at the end of June they reported your statement balance from early May?  So now you're surprised that at the end of July they reported the balance from early July instead of from early June?

 


Message Edited by cheddar on 08-01-2008 06:54 AM




For me, and I guess a lot of others, Amex would report the statement balance from April at the end of May. Like being a month and a half behind. This month, they reported the July balance at the end of July.
Here we go again...
Moderator Emeritus
Posts: 6,794
Registered: ‎09-29-2007
0

Re: Amex Not Reporting Two Months Behind



FretlessMayhem wrote:

For me, and I guess a lot of others, Amex would report the statement balance from April at the end of May. Like being a month and a half behind. This month, they reported the July balance at the end of July.

Really?  Wow, that surprises me.  I guess I've just been lucky from the beginning then, because they've always reported my statement balance from the 3rd of each month on the 29th of that same month.

 
----------------------------
App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. Smiley Surprised )
Frequent Contributor
Posts: 389
Registered: ‎04-19-2007
0

Re: Amex Not Reporting Two Months Behind



Eric958 wrote:
I just checked...They updated!!!!!!!! It's ok I'm done applying anyway. I did get the BOA amex I wanted for back up in case amex decides to cld my acct, since they sent me the $600 cld letter. I suppose they think I'm going to pay off the 1500 bal quicker {which I was} but in stead I'll pay off someone else since paying them off will only be good for them! They said I could carry a bal, I just wanted 2 mths on the blu but 31 days was all it took.

I still like amex. Their just trying not to lose their shirt in the current credit climate.

E!




Fico Alert...-16 dang eq down to 634! wonder how long it will take to recover? I've already commited to no apping till total util is less then 10%.


E
FICO's EQ 519 EX543 TU ? 8/2014
EQ 525 EX no score,,, TU ?11/2014
EQ 576 1/2015 EX 595 1/2015
I think I can!
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.