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Frequent Contributor
ScarletFever
Posts: 319
Registered: ‎02-11-2008
0

Re: Amex Oasis - Updates/Experiences

O6, now that is funny.. I think it's possible to make soft inquiries work, however. They have been sending me Gold offers as of late, and it's motivating me to pay a CO past SOL, and hopefully re-establish the trade-line...

July 25, 2014: Trans Union-790, Experian-779; Equifax-774.

FAKOS, Aug 2014: Credit Karma-772; Credit Sesame-779; Credit.com-779.

AMEX EDP-15,000; AMEX BCP-11,500; US Bank Sig Visa-9000; Citi Diamond Preferred-7100; Citi Thank You-6500 Chase Freedom-6500 Discover Cashback Bonus-5700. Gardening until Jan 2014

Goals: 800's across the board; $100,000 in revolving credit. Eventually, compile enough cash to not care about credit scores.
Established Contributor
BBYGRL
Posts: 511
Registered: ‎10-18-2007
0

Re: Amex Oasis - Updates/Experiences

No offers for me in the past two years. No, green, blue or gold.

10/08 - EX 795 / EQ 816 / TU 806
6/09 - EQ 763 / TU 770

Starting Score (2/2010): TU-767, EQ-745
Current Score (2/2010): TU-767, EQ-745
Goal Score (12/2010): TU-780, EQ-790


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Frequent Contributor
ScarletFever
Posts: 319
Registered: ‎02-11-2008
0

Re: Amex Oasis - Updates/Experiences

Now why would that be BBYGRL? With your scores, it should be a no-brainer. Do you have a lot of inq's? What are AMEX's sensitivities?

July 25, 2014: Trans Union-790, Experian-779; Equifax-774.

FAKOS, Aug 2014: Credit Karma-772; Credit Sesame-779; Credit.com-779.

AMEX EDP-15,000; AMEX BCP-11,500; US Bank Sig Visa-9000; Citi Diamond Preferred-7100; Citi Thank You-6500 Chase Freedom-6500 Discover Cashback Bonus-5700. Gardening until Jan 2014

Goals: 800's across the board; $100,000 in revolving credit. Eventually, compile enough cash to not care about credit scores.
Established Contributor
BBYGRL
Posts: 511
Registered: ‎10-18-2007
0

Re: Amex Oasis - Updates/Experiences

They treated me like crap when I defaulted due to hardship years ago. The tradeline fell off a couple of years ago.

10/08 - EX 795 / EQ 816 / TU 806
6/09 - EQ 763 / TU 770

Starting Score (2/2010): TU-767, EQ-745
Current Score (2/2010): TU-767, EQ-745
Goal Score (12/2010): TU-780, EQ-790


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Frequent Contributor
ScarletFever
Posts: 319
Registered: ‎02-11-2008
0

Re: Amex Oasis - Updates/Experiences

Oh...congratulations on a great comeback, though. Your scores are impressive, good job..have you tried talking to them? Do you get settlement offers?

July 25, 2014: Trans Union-790, Experian-779; Equifax-774.

FAKOS, Aug 2014: Credit Karma-772; Credit Sesame-779; Credit.com-779.

AMEX EDP-15,000; AMEX BCP-11,500; US Bank Sig Visa-9000; Citi Diamond Preferred-7100; Citi Thank You-6500 Chase Freedom-6500 Discover Cashback Bonus-5700. Gardening until Jan 2014

Goals: 800's across the board; $100,000 in revolving credit. Eventually, compile enough cash to not care about credit scores.
Established Contributor
BBYGRL
Posts: 511
Registered: ‎10-18-2007
0

Re: Amex Oasis - Updates/Experiences

Thank you. Thanks to the FICO Forums I was able to clean up my credit the right way and to get my scores up within a year or so. I'm grateful. Yes, they've sent me settlement offers. I'm waiting on an Oasis offer though.

10/08 - EX 795 / EQ 816 / TU 806
6/09 - EQ 763 / TU 770

Starting Score (2/2010): TU-767, EQ-745
Current Score (2/2010): TU-767, EQ-745
Goal Score (12/2010): TU-780, EQ-790


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Frequent Contributor
ScarletFever
Posts: 319
Registered: ‎02-11-2008
0

Re: Amex Oasis - Updates/Experiences

A year? Wow.. you rock! I have been at it for two years, and my scores are CRAWLING upwards! I hate that. I hope you get Oasis. Do you know for sure if Oasis is still available? Can you contact them about it?

July 25, 2014: Trans Union-790, Experian-779; Equifax-774.

FAKOS, Aug 2014: Credit Karma-772; Credit Sesame-779; Credit.com-779.

AMEX EDP-15,000; AMEX BCP-11,500; US Bank Sig Visa-9000; Citi Diamond Preferred-7100; Citi Thank You-6500 Chase Freedom-6500 Discover Cashback Bonus-5700. Gardening until Jan 2014

Goals: 800's across the board; $100,000 in revolving credit. Eventually, compile enough cash to not care about credit scores.
Established Contributor
BBYGRL
Posts: 511
Registered: ‎10-18-2007
0

Re: Amex Oasis - Updates/Experiences


ScarletFever wrote:

A year? Wow.. you rock! I have been at it for two years, and my scores are CRAWLING upwards! I hate that. I hope you get Oasis. Do you know for sure if Oasis is still available? Can you contact them about it?


Thanks. It was a huge sacrifice. I paid off my revol cards and paid down/off my bank cards, with a few neg tradelines falling off...my scores took off.. here are a couple of links about my journey...

 

http://ficoforums.myfico.com/t5/General-Credit-Topics/Encouragement-for-those-with-bad-credit

 

http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/OMG-Score-Watch-Alert-Today-15-801-to-816

 

Keeping a healthy FICO score and a clean credit history is like a gardening. The more care you give it, the better it will grow...

 

As for the Oasis program, from what I understand, it still exists.

10/08 - EX 795 / EQ 816 / TU 806
6/09 - EQ 763 / TU 770

Starting Score (2/2010): TU-767, EQ-745
Current Score (2/2010): TU-767, EQ-745
Goal Score (12/2010): TU-780, EQ-790


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Frequent Contributor
ScarletFever
Posts: 319
Registered: ‎02-11-2008
0

Re: Amex Oasis - Updates/Experiences

BBYGRL...pages were not found...

July 25, 2014: Trans Union-790, Experian-779; Equifax-774.

FAKOS, Aug 2014: Credit Karma-772; Credit Sesame-779; Credit.com-779.

AMEX EDP-15,000; AMEX BCP-11,500; US Bank Sig Visa-9000; Citi Diamond Preferred-7100; Citi Thank You-6500 Chase Freedom-6500 Discover Cashback Bonus-5700. Gardening until Jan 2014

Goals: 800's across the board; $100,000 in revolving credit. Eventually, compile enough cash to not care about credit scores.
Senior Contributor
O6
Posts: 3,626
Registered: ‎10-13-2009
0

Re: Amex Oasis - Updates/Experiences


ScarletFever wrote:

O6, now that is funny.. I think it's possible to make soft inquiries work, however. They have been sending me Gold offers as of late, and it's motivating me to pay a CO past SOL, and hopefully re-establish the trade-line...


I imagine that all the soft INQs are to keep AmEx in the hearts and minds of the ex-cardholder.  I cannot think of anything else AmEx could use them for other as a gentle reminder that they are still there.

 

The only way you'll find out if Oasis is still available is by calling.

IAALBNYL

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