Just got of the phone with 888-232-3261. Oasis app had been sent to wrong old address, and apparently wasn't forwarded. He updated my address and should be here soon.
After PIF old CO personal CC, they approved my corporate CC app. So I thought, wth... and apped for a regular blue cash, they INQd all 3, denied. Pulled all my CRs, this was June, score in sig. Had some blasted CAs showing. Finally got last CA removed yesterday, and my most recent 30 day aged 2 years as of today. Like my new scores, but once AMEX rehabs....
On a side note, had a BoA CO same time as AMEX, but it was an old MBNA, so I actually had two CC with them. The original BoA never went bad or late, have kept it 10 years clean. Called BoA yesterday about reinstating CO CC, it's also PIF, but reports as Paid as agreed, closed at consumer's request, but has a 120 day late, 6 90's, 1 60, and 1 30. If they reinstate on top of AMEX ......... WOW
I might be going from 630 to at least mid 700 with 6 weeks worth of work. It'll be mucho worth it though.
Edit to add: the combined total was around $39k that I paid back. They each added some fees before closing, so I had charged probably $35k of that. This is what happens after a divorce with kids. Wife runs up charges, leaves, takes kids, and has state take away half your paycheck for support. Screwy system we live in.
Message Edited by gordonbs on
08-01-2008 10:10 AM