Amex Offer

[Luscher]

CASH IS KING! to each their own

[longtimelurker]

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@ronstar7 wrote:

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@longtimelurker wrote:

It's also discussed in this thread.

http://ficoforums.myfico.com/t5/Credit-Cards/just-got-my-first-email-from-american-express/td-p/2709...   Is the email in the first post the same as yours?

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Yes this is the same one

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I think this is the standard public offer anyway.  On the website, you can see they offer 10K points after $1000 in purchases for this card.  Wait for a special targetted offer.

[longtimelurker]

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@Luscher wrote:
CASH IS KING! to each their own

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Then you should prefer the BC!  Much more cash earning potential.

[Luscher]

Too late, lol.....I like the bce for my needs

[ronstar7]

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@longtimelurker wrote:

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@ronstar7 wrote:

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@longtimelurker wrote:

It's also discussed in this thread.

http://ficoforums.myfico.com/t5/Credit-Cards/just-got-my-first-email-from-american-express/td-p/2709...   Is the email in the first post the same as yours?

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Yes this is the same one

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I think this is the standard public offer anyway.  On the website, you can see they offer 10K points after $1000 in purchases for this card.  Wait for a special targetted offer.

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Lol thanks, I'll probably be dead and buried before that happens lol I filled in the application jet haven hit submit . oy vey the struggle 

[Luscher]

Give us your info? Score, AAOA, baddies, etc..... I see you have low cards but that is probably because you have so many store cards which were probably opened up all at the same time.

[longtimelurker]

OK.   This the power of marketing!  Were you thinking about this card before?

If you do want to apply for an Amex (and remember that this is very similar to applying cold, no guarantee of anything from receiving the email) make sure that this is the one you want.

Basically, no need to apply for a "preselected" offer, or theparticular card they selected for you, but your decision, and if you go for it, good luck.

[Luscher]

+1^^^^

Still interested in your info for future applications.

Also, don't rush into apply for the blue right now you have plenty of time and plenty of other cards you may want.

[ronstar7]

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@Luscher wrote:
Give us your info? Score, AAOA, baddies, etc..... I see you have low cards but that is probably because you have so many store cards which were probably opened up all at the same time.

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Don't have true Fico's fakos are high 5's one is 622 baddies 1 collection that I am trying to clear up. Aaoa is almost at 2 years I think. The rest is student loans current differed and a car note current as we'll. Au on DH barclsycard. utl is 28 or 32 spread across all card only 4 of them have a balance the rest are 0. No public records 

[Luscher]

Get that collection cleared up, and your cards paid off. only have 1 card reporting less than 10% for best scoring......

Also pull atleast 1 of your FICO scores. You can get a free trial of score watch which is an Equifax Fico from this site.