@Open123 wrote:
@ronstar7 wrote:Ok, in light of all that I'm going to step away drink my wine and go to bed. My heart is breaking can you hear it lol? Thanks for talking me off the ledge
On the bright side, if AmEx is your goal, this is a very dynamic lender with whom app'ing periodically will prove more fruitful than most issuers. If AmEx is one of your goal cards, I'd suggest you app with them every quarter, and see what happens.
Yeah but thats a hp every 3 months... Isn't that bad to get them when you really should be in the garden?
Starting scores after BK (Filed 4/18/24) EQ 571 , TU , EX
@Luscher wrote:
Couldn't hurt^ especially if this is the only card on your horizon
It's not the only card but chase and discover the other 2 I want give me nothing on the pre selector site so i just stay away. Amex is my ultimate goal. But i really can't afford the hp anyway 26 on tu 19 on ex and eq most are a year old but still
I got the same email today. Surprisingly I got approved for BCE & Green last weekend. Definitely this email is not a pre-qualified offer. When I check on AMEX website for pre-qualified offers, they show nothing. For my wife, they actually show on her account management page, the card she is qualified for.
AMEX was one of my goals too. My wife added me as an AU on her AMEX BCE. I kept trying to get one myself last year, 9 months and 5 rejections later, finally got approved. Hang on there for at least 6 months, let your EXP FICO reach near or beyond 650, and then try one of their Charge cards or BCE.
Good luck.
Shell FCU : 5K
@ronstar7 wrote:Hello all,
just got an email invitation to apply for Amex Blue awesome intro offer, could this be legit or as I hacked? I don't think I'm anywhere near when I should be to get offers from therm. I have NEVER received one in my life. I understand about mass mailings but still from Amex? Thoughts,... Suggestions... Offer expires on the 31st of this month. ALS I am super nervous about hackers if I do choose to apply should I respond to the email or I go the the site on my own?
Amy my and all feedback is GREATLY appreciated.
Edit: sorry for typos on a tablet
I got the same email today too. I thought it was nice to kinda be on their radar, but I'm waiting on one CO to fall off reports (as early as next months perhaps on EX) and seeing if I can get other settled CO removed through GW. Not sure if Blue is for me...I'd like to go BCE & PRG.
@Luscher wrote:
wait for all inquiries to fall off in a year, get collection off report and they will come begging for your business with your upper 700 score.
also: dont trust those preselectors.
From your mouth to God's ears lol that is exactly whay I plan to do! 
@sghosh5 wrote:I got the same email today. Surprisingly I got approved for BCE & Green last weekend. Definitely this email is not a pre-qualified offer. When I check on AMEX website for pre-qualified offers, they show nothing. For my wife, they actually show on her account management page, the card she is qualified for.
AMEX was one of my goals too. My wife added me as an AU on her AMEX BCE. I kept trying to get one myself last year, 9 months and 5 rejections later, finally got approved. Hang on there for at least 6 months, let your EXP FICO reach near or beyond 650, and then try one of their Charge cards or BCE.
Good luck.
Yeah I am if not longer. When I step up to the big girl table I want to make sure I have the right silverware to eat with