Reply
Established Contributor
Posts: 591
Registered: ‎05-05-2012
0

Amex PC.

Hi everyone. I just want some clarification on whether or not Amex does a hp when pc'ing cards, specifically their charge cards. I've looked up answers but cannot find an accurate one.

Been in the garden for 8 months and want to keep it like that. Smiley Happy Thanks.
Gardening Since: March 4, 2013.
In My Wallet: Chase: Freedom Visa Signature | Sapphire Preferred World Mastercard. |
Frequent Contributor
Posts: 252
Registered: ‎11-27-2011
0

Re: Amex PC.

No hard pull. You will even keep the same card number after a pc. Same policy for charge/credit.
Senior Contributor
Posts: 4,654
Registered: ‎06-21-2012
0

Re: Amex PC.

[ Edited ]

::edited::

 

Wow, that's neat!

 

How about the Signup bonus?  Let's say PC'ing from Green to PRG...can i still keep the same # & get the sign up bonus?

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +13more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 9/12/14*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 as of 12-12-13)
Moderator
Posts: 27,207
Registered: ‎09-13-2012
0

Re: Amex PC.

Sign up bonuses are for new customers, not for PC'ing
Contributor
Posts: 157
Registered: ‎08-22-2013
0

Re: Amex PC.

I have three AMEX cards.  I wanted to change my Hilton card to the Hilton Surpass.  I asked a representative about this, and they said that you need to have the account open for 12 months before doing a PC.  Otherwise, you can apply for a new account.

 

AMEX TrueEarnings 10K | AMEX BCE 10K | AMEX Hilton Honors 10K | AMEX Hilton Surpass 2K | Bank of America 1-2-3 2K | Barclay Card 2K | Chase Southwest Premier Visa 6K | Chase Marriott Premier Visa 9K | Discover IT Card 1.5K | Merrick Bank 1.4K | Navy Federal Credit Union Visa 10K | Navy Federal Credit Union navCheck 15K | USAA Rewards 7K |+ tons of store cards (GE furniture, Amazon, Lowes, Home Depot, etc)
Total amount of available credit $100K
Scores (as of December 2013) Equifax 714 | Experian 714 | Transunion 727
Short term goal is score 750+ across the board
Long term goal is to have all scores close to 800 or 800+
Valued Contributor
Posts: 1,066
Registered: ‎07-09-2013
0

Re: Amex PC.


ObeyJohnny12 wrote:
Hi everyone. I just want some clarification on whether or not Amex does a hp when pc'ing cards, specifically their charge cards. I've looked up answers but cannot find an accurate one.

Been in the garden for 8 months and want to keep it like that. Smiley Happy Thanks.

Remember that with AMEX and Backdating, applying instead of PCing can acually help you CR.


   3/12 $3500     6/12 $1200      10/12 $1500   12/12 $3400    6/13 $12000      7/13 $5000      7/13 $2500       8/13 $2000    8/13 $6000

  | CSP (AU) $12,000 | Amex PRG (AU) | United $6,000 | OCCU $12,000 | Ink Bold | GM $3,200 | DCU $7500 | Luthansa $9000 | SPG $6,000 | Citi AA Executive $11,000 | Ink Plus $5,000                                                                         | EX 2/7 697 | EQ 10/27 721 | TU 12/15 719 |

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.