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Amex PRG Denied Due to Closed Account

Established Contributor

Amex PRG Denied Due to Closed Account

Well, I must be blacklisted for an old business Open gold card that was CO for about $1200 bucks many, many years ago. I've tried to call up Amex to pay this debt, but they would not accept and passed me over to Zwicker something CA.  I have not paid Zwicker yet. Looks like I will call Amex EO again today and try to PIF my old business card balance.

 

Message 1 of 6
5 REPLIES
Valued Contributor

Re: Amex PRG Denied Due to Closed Account

Amex is pretty hardcore about having past debts paid before issuing new cards, it's going to have to be taken care of before you can get another one. 

Message 2 of 6
Super Contributor

Re: Amex PRG Denied Due to Closed Account


bahbahd wrote:

Well, I must be blacklisted for an old business Open gold card that was CO for about $1200 bucks many, many years ago. I've tried to call up Amex to pay this debt, but they would not accept and passed me over to Zwicker something CA.  I have not paid Zwicker yet. Looks like I will call Amex EO again today and try to PIF my old business card balance.

 


If it really has been sold to a CA, Amex may not be able to (or at least be bothered to) help with payment, as it no longer a debt they own.

Message 3 of 6
Valued Contributor

Re: Amex PRG Denied Due to Closed Account


longtimelurker wrote:

bahbahd wrote:

Well, I must be blacklisted for an old business Open gold card that was CO for about $1200 bucks many, many years ago. I've tried to call up Amex to pay this debt, but they would not accept and passed me over to Zwicker something CA.  I have not paid Zwicker yet. Looks like I will call Amex EO again today and try to PIF my old business card balance.

 


If it really has been sold to a CA, Amex may not be able to (or at least be bothered to) help with payment, as it no longer a debt they own.


Amex doesnt really sell their accounts, they assign them to various collection agencies. The accounts get pass around from one collection agency to another after a period of time.

 

If you dont hear from the EO and end up contacting Zwicker, you should ask them about Oasis.

 

Another thing my friend had an old co account with Amex and she ended up mailing a payment to them directly. They accepted and cashed the check.

 

Message 4 of 6
Established Contributor

Re: Amex PRG Denied Due to Closed Account


sjt wrote:

Amex doesnt really sell their accounts, they assign them to various collection agencies. The accounts get pass around from one collection agency to another after a period of time.

If you dont hear from the EO and end up contacting Zwicker, you should ask them about Oasis.

Another thing my friend had an old co account with Amex and she ended up mailing a payment to them directly. They accepted and cashed the check.


This is exactly what I want to do! Not trying to get out of paying them. Just a fool who keeps putting it off for no good reason.

Message 5 of 6
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Valued Contributor

Re: Amex PRG Denied Due to Closed Account


bahbahd wrote:

sjt wrote:

Amex doesnt really sell their accounts, they assign them to various collection agencies. The accounts get pass around from one collection agency to another after a period of time.

If you dont hear from the EO and end up contacting Zwicker, you should ask them about Oasis.

Another thing my friend had an old co account with Amex and she ended up mailing a payment to them directly. They accepted and cashed the check.


This is exactly what I want to do! Not trying to get out of paying them. Just a fool who keeps putting it off for no good reason.


Sent you a PM

Message 6 of 6