Credit Cards Center Credit cards from our partners
Reply
Established Contributor
Posts: 731
Registered: ‎08-12-2011
0

Amex PRG Denied Due to Closed Account

Well, I must be blacklisted for an old business Open gold card that was CO for about $1200 bucks many, many years ago. I've tried to call up Amex to pay this debt, but they would not accept and passed me over to Zwicker something CA.  I have not paid Zwicker yet. Looks like I will call Amex EO again today and try to PIF my old business card balance.

 

Valued Contributor
Posts: 1,863
Registered: ‎09-20-2011
0

Re: Amex PRG Denied Due to Closed Account

Amex is pretty hardcore about having past debts paid before issuing new cards, it's going to have to be taken care of before you can get another one. 

Super Contributor
Posts: 11,231
Registered: ‎04-22-2013
0

Re: Amex PRG Denied Due to Closed Account


bahbahd wrote:

Well, I must be blacklisted for an old business Open gold card that was CO for about $1200 bucks many, many years ago. I've tried to call up Amex to pay this debt, but they would not accept and passed me over to Zwicker something CA.  I have not paid Zwicker yet. Looks like I will call Amex EO again today and try to PIF my old business card balance.

 


If it really has been sold to a CA, Amex may not be able to (or at least be bothered to) help with payment, as it no longer a debt they own.

Citi: Forward, AA Select Plat, Double Cash, Dividend. Chase: Amazon, Freedom, CSP. Cap One: 2 x QS. Penfed 2x Plat Rewards. US Bank: Cash Plus. Barclays: Arrival, SM. Amex: BC, BCE, ED. Nasa FCU. Ebates, FIA Fidelity Amex, Discover IT Miles.

Established Contributor
Posts: 1,001
Registered: ‎05-05-2010
0

Re: Amex PRG Denied Due to Closed Account


longtimelurker wrote:

bahbahd wrote:

Well, I must be blacklisted for an old business Open gold card that was CO for about $1200 bucks many, many years ago. I've tried to call up Amex to pay this debt, but they would not accept and passed me over to Zwicker something CA.  I have not paid Zwicker yet. Looks like I will call Amex EO again today and try to PIF my old business card balance.

 


If it really has been sold to a CA, Amex may not be able to (or at least be bothered to) help with payment, as it no longer a debt they own.


Amex doesnt really sell their accounts, they assign them to various collection agencies. The accounts get pass around from one collection agency to another after a period of time.

 

If you dont hear from the EO and end up contacting Zwicker, you should ask them about Oasis.

 

Another thing my friend had an old co account with Amex and she ended up mailing a payment to them directly. They accepted and cashed the check.

 

Established Contributor
Posts: 731
Registered: ‎08-12-2011
0

Re: Amex PRG Denied Due to Closed Account


sjt wrote:

Amex doesnt really sell their accounts, they assign them to various collection agencies. The accounts get pass around from one collection agency to another after a period of time.

If you dont hear from the EO and end up contacting Zwicker, you should ask them about Oasis.

Another thing my friend had an old co account with Amex and she ended up mailing a payment to them directly. They accepted and cashed the check.


This is exactly what I want to do! Not trying to get out of paying them. Just a fool who keeps putting it off for no good reason.

Established Contributor
Posts: 1,001
Registered: ‎05-05-2010
0

Re: Amex PRG Denied Due to Closed Account


bahbahd wrote:

sjt wrote:

Amex doesnt really sell their accounts, they assign them to various collection agencies. The accounts get pass around from one collection agency to another after a period of time.

If you dont hear from the EO and end up contacting Zwicker, you should ask them about Oasis.

Another thing my friend had an old co account with Amex and she ended up mailing a payment to them directly. They accepted and cashed the check.


This is exactly what I want to do! Not trying to get out of paying them. Just a fool who keeps putting it off for no good reason.


Sent you a PM

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.