Regular Contributor
Posts: 243
Registered: ‎02-29-2012

Amex PRG or Platinum?

I have been using the Zync for the past 9 months, charging up to 1.5k per month. When I first got it, I was not interested in redeeming my points for travel, as I was not traveling. However, things are going to change. I will be traveling once per year (starting next year, around March) from NYC to Santo Domingo, and I will be purchasing two tickets. I am thinking of waiting until my Zync becomes upgradeable, and then going for either the PRG or Platinum. That way, I can save my points and then transfer them to a program to buy the tickets next year. Or perhaps I However, I am not sure which one to go for. I am thinking about the Platinum because of the luggage fee credit, but I have never travel so I don't know how much the luggage fee will be. On the other hand, the PRG will give me triple points for travel.


Any thoughts? Since I will only be traveling once per year, is the PRG or Platinum even worth it?

Zync from American Express- NPSL
Amex BCE- $1,000
Discover IT- $1,500
Bank of America 1-2-3 Rewards-$1,000
Chase Freedom- $500
Capital One- $500
Super Contributor
Posts: 7,132
Registered: ‎02-27-2013

Re: Amex PRG or Platinum?

If the luggage fee credit is the only perk you are going to get out of the platinum, then it isn't worth it. Go with the PRG instead.
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Established Contributor
Posts: 936
Registered: ‎07-24-2012

Re: Amex PRG or Platinum?

First of all please don't upgrade your Zync card. You will not receive a signup bonus and those can be lucrative. How much spend per year can you put on the new card? Do the math and see if you can earn enough points via spend to redeem points for flights. If the answer is no then it's not worth it. If it's close then perhaps the Platinum $200 airline credit will help make it worth it for you. Baggage fees are about $25 per bag per person one way for the first bag, and more for the second. Two people with one bag each for the trip you noted would be $100 so it might not be worth it if that's your only flight per year. 


Honestly one flight per year should not warrant a card with airline benefits. The AF would be greater than the perks. 

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