Well this is an interesting situation. Closed my PRG account after the first year, but the AF had already posted. I have an outstanding balance on the card that needs to be paid off. I got credited back the $175 AF. Now here is the kicker. They credited me with the AF twice so I got a $350 credit. against my outstanding balance. Since the card is cancelled I guess I will just pay the new balance due and leave it at that?
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Your responsibility as a card holder with any banking institution or any bill in general is to make sure the BALANCE is paid off. They made a mistake and credited you more than what was supposed to, that's not your responsibility, that's theirs. Just pay the balance and you'll be fine. I hope lol 
Watch Amex CEO be a member on this forum 
@Anonymous wrote:
Just pay what they say you owe and check up on it every couple weeks for the next couple of months.
+1, and +1 next month, and +1 every month for a while.
This kind of mistake can easily be caught by their reconciliation department. If you only pay the displayed net remaining balance, and they come back in March and remove the $175, and you are NOT watching it, then you have an open balance that needs to be paid, and a late, and it becomes not quite such a good bonus.
So I would pay the amount you actually owe, exclusive of the $175 you think is a mistake. Let the credit sit on the account. Leave the account unhidden in your AMEX on-line display. If they don't pick it up after a while, you can ask for a statement credit transfer or a check.
But I tend to think they will be taking this back.
