Amex PRG

[Anonymous]

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@Anonymous wrote:

I received a pre approved offer in the mail for the CSP but on the Chase website I'm not preapproved. Are the preapprovals from Chase solid? I might bite on that instead of the PRG. I would also like some input. 

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From what I have witnessed, pre-approvals from Chase are pretty solid, but it doesn't hurt to try (I mean you get a HP, but eh what's really to lose )

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

I received a pre approved offer in the mail for the CSP but on the Chase website I'm not preapproved. Are the preapprovals from Chase solid? I might bite on that instead of the PRG. I would also like some input. 

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From what I have witnessed, pre-approvals from Chase are pretty solid, but it doesn't hurt to try (I mean you get a HP, but eh what's really to lose )

I was actually approved for 6k.

[Anonymous]

I see you went with the CSP instead, congrats on your approval. What made you choose that over the PRG?

[Anonymous]

Not a fan of PRG. The 50k sign up bonus is pretty great, and you can use the airline credit twice in the first member year, but I would cancel it before the second year's fee shows up. It's not a great keeper card.

[Anonymous]

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@Anonymous wrote:

I see you went with the CSP instead, congrats on your approval. What made you choose that over the PRG?

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I actually got a preapproved offer in the mail this morning. I just didn't ever think I would prequalify for the CSP. I prefer their transfer partners and the fact that everything is a steady 1:1 transfer as opposed to MR points. Plus the primary rental insurance is pretty awesome as well. 

[Anonymous]

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@Anonymous wrote:
Not a fan of PRG. The 50k sign up bonus is pretty great, and you can use the airline credit twice in the first member year, but I would cancel it before the second year's fee shows up. It's not a great keeper card.

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What makes you think the PRG isn't a great keepers card? I think compare to a lot of other cards, its definitely up there in the ranks amongst the best. It's both a good rewards/travel card all in one. 

[wasCB14]

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@Anonymous wrote:

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@Anonymous wrote:
Not a fan of PRG. The 50k sign up bonus is pretty great, and you can use the airline credit twice in the first member year, but I would cancel it before the second year's fee shows up. It's not a great keeper card.

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What makes you think the PRG isn't a great keepers card? I think compare to a lot of other cards, its definitely up there in the ranks amongst the best. It's both a good rewards/travel card all in one. 

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That's why some people (who generally have a few premium cards) don't like it. It's good for a lot of things, but great for nothing.

[aussiesareforever]

It is a great card for my purposes. Awesome way for me to accrue MR points on categories I spend the most on (plane tickets and restaurants) then I can transfer those points to Delta for some free tickets.

It is a great synergistic card with my Delta Gold cause I can attain Delta status easier with the Delta Gold ($25K spend in a year) and rack up more miles using the PRG.

[wasCB14]

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@aussiesareforever wrote:
It is a great card for my purposes. Awesome way for me to accrue MR points on categories I spend the most on (plane tickets and restaurants) then I can transfer those points to Delta for some free tickets.

It is a great synergistic card with my Delta Gold cause I can attain Delta status easier with the Delta Gold ($25K spend in a year) and rack up more miles using the PRG.

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If your 1x spending goes on Delta Gold, then that does complicate it. I was thinking that EDP + Platinum would offer more in the way of both rewards and perks.

[Anonymous]

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@Anonymous wrote:
Not a fan of PRG. The 50k sign up bonus is pretty great, and you can use the airline credit twice in the first member year, but I would cancel it before the second year's fee shows up. It's not a great keeper card.

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One thing I learned on this board is that everyone has different needs/wants and so what makes a card perfect for one person might not for another..