No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
The option was on my account before I even got the card I tried to enroll but it wouldn't let me. Then once I got the card and was going through the activation process, the next screen asked if I wanted to enroll in pay over time and that it was offered to select holders. I hit yes and everything seemed to work okay, it said it can take 2 to 3 days to complete the enrollment.
My experian which is usually what amex pulls is 691 right now but I didn't see an inquiry show up yet
Amex soft pulls once ur a member so I don't think you will be getting an inquiry
Oh nice, well that worked out lol