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I thought it wasn't good to have a $0 balance reporting to the CRAs!!
Brammy wrote:For those that report statement balance I sched my payments to post BEFORE the statement date so they reflect a 0 balance.
SpecFile wrote:
I thought it wasn't good to have a $0 balance reporting to the CRAs!!
Brammy wrote:
For those that report statement balance I sched my payments to post BEFORE the statement date so they reflect a 0 balance.
That depends on a lot of things. If you have several accounts reporting a balancethat can count against you. I usually have a few reporting balances and some that don't. For low-rate Bts an such they will always report a balance for those that I PIF each month, I try not t let them show a balance or I rotat which one month to month will show a balance.
Both my Gold and Blue are reported shorly after the statement date and statement balances are reported.
wrw0010 wrote:
Does anyone know when Amex reports to the CRAs? Is it right after the statement date or end of the calendar month?
Yes, if you wanna save money and have a lower balance or PIF balance reported.
wrw0010 wrote:
So I should try to pay off shortly before the statement?