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Established Contributor
snowkitty
Posts: 985
Registered: ‎09-10-2012
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Amex Payments

Can you make multiple payments to Amex like you can on other cards? I think I saw somewhere that you can't do it during the first month? Also, if you are allowed to make multiple payments, do they post pretty fast? Thanks!

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

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Regular Contributor
icetrap06
Posts: 161
Registered: ‎12-27-2012
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Re: Amex Payments

I was able to make multiple payments in my first month.  I think it took about 2 business days to post.

CMCU Platinum (12k) | Discover IT (7k) | AMEX Green Card (NPSL) | CSP (5k) | Marriott Rewards Premier (5k) | Citi Hilton Reserve(5k) |Citi HHonors Gold (4k) | AMEX SPG (1k)
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Scores: EQ - 670 (outdated) | TU- 742 | EX - 691
Valued Contributor
jsickz32
Posts: 1,987
Registered: ‎06-25-2012
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Re: Amex Payments

I make multiple payments a month and have no problems. Amex is very fast for me. Today at 5:40 am i made a 560 payment to my SPG and they already took the money out of my bank account.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Valued Contributor
dddewdrop
Posts: 1,060
Registered: ‎02-06-2013
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Re: Amex Payments

nice sig file icetrap.... my Ex score is in the same range as yours :smileyhappy:

0/10001100/13001346/16001699/2000Prepaid ,,Recent scores:FICO EX 632,EQ 635,TU 632...Link to my Rebuild Log
Established Contributor
snowkitty
Posts: 985
Registered: ‎09-10-2012
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Re: Amex Payments


jsickz32 wrote:
I make multiple payments a month and have no problems. Amex is very fast for me. Today at 5:40 am i made a 560 payment to my SPG and they already took the money out of my bank account.

I have only made one payment per month with them so far and they take the money out within hours for me too. I really like that. I was just not sure what would happen with multiple payments. I am due to request my 3x cli in about 10 days so I want to be sure I have a 0 balance showing on the card I am asking for the increase on. :cattongue:

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Established Contributor
snowkitty
Posts: 985
Registered: ‎09-10-2012
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Re: Amex Payments


icetrap06 wrote:

I was able to make multiple payments in my first month.  I think it took about 2 business days to post.


Thanks! The money is available to my instantly but it does take 2 business days for mine to post over to a 0 balance. But I have only made one payment per month so far.

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Valued Contributor
jamesdwi
Posts: 1,905
Registered: ‎09-16-2011
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Re: Amex Payments

 

During the first month after you have setup your bank account you can't make more than one payment unless a payment is due. But you can push money to AMEX as much as you like from your bank account. I don't think they care. In fact some people that had hard limits were forced to make weekly if not daily payments to stay under the limit. Not sure how AMEX internal scoring system rates multiple payments. The one thing AMEX does hate is carying a balance on revolvers from month to month.  

 

 


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Last APP 4/26//2014 no plans for new credit I think I have enough.
Established Contributor
snowkitty
Posts: 985
Registered: ‎09-10-2012
0

Re: Amex Payments


jamesdwi wrote:

 

During the first month after you have setup your bank account you can't make more than one payment unless a payment is due. But you can push money to AMEX as much as you like from your bank account. I don't think they care. In fact some people that had hard limits were forced to make weekly if not daily payments to stay under the limit. Not sure how AMEX internal scoring system rates multiple payments. The one thing AMEX does hate is carying a balance on revolvers from month to month.  

 

 


I have never pushed payment through my bank account. I just pay from their site. I want to do them as I do my other creditors and pay 2 payments a month so that I never really have a balance. Even though they have the 0% interest on my card for a year, I don't want to do anything to mess up with Amex.....especially byt running a balance.

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Regular Contributor
icetrap06
Posts: 161
Registered: ‎12-27-2012
0

Re: Amex Payments


dddewdrop wrote:

nice sig file icetrap.... my Ex score is in the same range as yours :smileyhappy:


LoL...thanks!

CMCU Platinum (12k) | Discover IT (7k) | AMEX Green Card (NPSL) | CSP (5k) | Marriott Rewards Premier (5k) | Citi Hilton Reserve(5k) |Citi HHonors Gold (4k) | AMEX SPG (1k)
----------------------------------------------------------------------------------------------
Scores: EQ - 670 (outdated) | TU- 742 | EX - 691
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pdog661
Posts: 377
Registered: ‎03-31-2012
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Re: Amex Payments

 

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