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Amex Payments

Established Contributor

Amex Payments

Can you make multiple payments to Amex like you can on other cards? I think I saw somewhere that you can't do it during the first month? Also, if you are allowed to make multiple payments, do they post pretty fast? Thanks!

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Message 1 of 22
21 REPLIES
Regular Contributor

Re: Amex Payments

I was able to make multiple payments in my first month.  I think it took about 2 business days to post.

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Scores: EQ - 670 | TU- 742 | EX - 691
Message 2 of 22
Valued Contributor

Re: Amex Payments

I make multiple payments a month and have no problems. Amex is very fast for me. Today at 5:40 am i made a 560 payment to my SPG and they already took the money out of my bank account.
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Message 3 of 22
Valued Contributor

Re: Amex Payments

nice sig file icetrap.... my Ex score is in the same range as yours Smiley Happy

Message 4 of 22
Established Contributor

Re: Amex Payments


jsickz32 wrote:
I make multiple payments a month and have no problems. Amex is very fast for me. Today at 5:40 am i made a 560 payment to my SPG and they already took the money out of my bank account.

I have only made one payment per month with them so far and they take the money out within hours for me too. I really like that. I was just not sure what would happen with multiple payments. I am due to request my 3x cli in about 10 days so I want to be sure I have a 0 balance showing on the card I am asking for the increase on. Cat Tongue

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Message 5 of 22
Established Contributor

Re: Amex Payments


icetrap06 wrote:

I was able to make multiple payments in my first month.  I think it took about 2 business days to post.


Thanks! The money is available to my instantly but it does take 2 business days for mine to post over to a 0 balance. But I have only made one payment per month so far.

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Message 6 of 22
Valued Contributor

Re: Amex Payments

 

During the first month after you have setup your bank account you can't make more than one payment unless a payment is due. But you can push money to AMEX as much as you like from your bank account. I don't think they care. In fact some people that had hard limits were forced to make weekly if not daily payments to stay under the limit. Not sure how AMEX internal scoring system rates multiple payments. The one thing AMEX does hate is carying a balance on revolvers from month to month.  

 

 

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Message 7 of 22
Established Contributor

Re: Amex Payments


jamesdwi wrote:

 

During the first month after you have setup your bank account you can't make more than one payment unless a payment is due. But you can push money to AMEX as much as you like from your bank account. I don't think they care. In fact some people that had hard limits were forced to make weekly if not daily payments to stay under the limit. Not sure how AMEX internal scoring system rates multiple payments. The one thing AMEX does hate is carying a balance on revolvers from month to month.  

 

 


I have never pushed payment through my bank account. I just pay from their site. I want to do them as I do my other creditors and pay 2 payments a month so that I never really have a balance. Even though they have the 0% interest on my card for a year, I don't want to do anything to mess up with Amex.....especially byt running a balance.

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Message 8 of 22
Regular Contributor

Re: Amex Payments


dddewdrop wrote:

nice sig file icetrap.... my Ex score is in the same range as yours Smiley Happy


LoL...thanks!

NFCU cashRewards (22k) | Discover IT (8k) | AMEX EveryDay (5k) | AMEX Delta Gold (5k) | CSP (5k) | Marriott Rewards Premier (5k) | Citi Hilton Reserve(5k) | AMEX SPG (2k)
----------------------------------------------------------------------------------------------
Scores: EQ - 670 | TU- 742 | EX - 691
Message 9 of 22
Frequent Contributor

Re: Amex Payments

 
Message 10 of 22