Re: Amex Plat, FNBO Amex 1.5%, FNBO Prime 3.5% APR... - myFICO® Forums

Anonymous · ‎06-08-2016

Hi everyone in MF forum, I would like to say a belated THANK YOU to all of you!!!

Today I recieved the prequal mailer for Amex Platinum, FNBO Amex 1.5% Cash Back and FNBO Visa 3.5% APR with $89 AF. I know each person has a different take for it, but for me, beside 1.9% APR auto loan and a decent CC card portfilio with Citi Pristige, CSP, Amex BCE, Discover IT, etc, this is the sign that I've "made it"

I started my journey about two years ago, when I realized that I would need a car loan in the near future and that my credit profile was sort of in the crapper. You know, the typical credit profile of a newly graduated college student: a couple of credit cards, so so limits, and near max Util. all the time, with a bunch of student loan. Without your awesome insights and help, I would probably never even be able to obtain a reasonable auto loan, let a lone get to this point of the credit journey.

So... THANK YOU to you all, MF friends

DoroLucky · ‎06-08-2016

Congrats! Been getting this for several months now. The AF was $19 the first couple of times. Suddenly, I didn't get one for several weeks. 2 days ago, I got another one and the AF was $0 this time. I just shred them and trash because I'm gardening or I probably would have app'ed 😩😋 LOL

TCL= $172,800
6-7-16: EQ 683 EX 713 TU 715
10-12-16 EQ 685 EX 706 TU 702 12-19-16 EQ 683 EX 704 TU 701 and CHILLING ON ICE...BRRRRR!
In the garden as of 6-7-16, I've been really really BADDDDD