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Amex Plat: Pre-set Limit Dropped

Established Contributor

Amex Plat: Pre-set Limit Dropped

A year ago we were FR'd on our Plat and a $4200 hard limit was established.  In the past year, I've opened a BCE with a $3200 limit and just got a HHonors Surpass with an $11300 limit.  When I logged into my account today to active our Hilton card, the spend limit was still there.  An hour later, it has changed back to "no pre-set limit"  I'm not going to call and question it Smiley Wink

About $215,000 total credit among 11 cards
Message 1 of 7
6 REPLIES
Regular Contributor

Re: Amex Plat: Pre-set Limit Dropped

Congrats!  I would love to be a part of the Amex family again, but I had a very small charge off with them in 2001. :/


Starting Score: EQ 678 (8/10/11) -- TU 678 (8/10/11) -- EX Fako 639 (9/7/11)
Current Score: EQ 685 -- TU 686 -- EX 702 (lender pull)
Goal Score: At least 720 across the board by June 2012


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Message 2 of 7
Super Contributor

Re: Amex Plat: Pre-set Limit Dropped

I thought HH is a Credit card and only charge cards have the no-preset spending limit.

Message 3 of 7
Valued Contributor

Re: Amex Plat: Pre-set Limit Dropped


concorduser wrote:

I thought HH is a Credit card and only charge cards have the no-preset spending limit.


I believe the OP was referring to the AMEX Platinum limit being lifted.   

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Message 4 of 7
Super Contributor

Re: Amex Plat: Pre-set Limit Dropped


visorboy1974 wrote:

concorduser wrote:

I thought HH is a Credit card and only charge cards have the no-preset spending limit.


I believe the OP was referring to the AMEX Platinum limit being lifted.   


It is normal with Amex to lift the hard limits after 12 months of good standing. They set hard limits on 3 of my charge cards last year and they removed it this year for me. Congrats to OP.

Message 5 of 7
Established Contributor

Re: Amex Plat: Pre-set Limit Dropped


concorduser wrote:

I thought HH is a Credit card and only charge cards have the no-preset spending limit.


Was referring to a hard limit placed on my Plat.

About $215,000 total credit among 11 cards
Message 6 of 7
Super Contributor

Re: Amex Plat: Pre-set Limit Dropped


n777ua wrote:

concorduser wrote:

I thought HH is a Credit card and only charge cards have the no-preset spending limit.


Was referring to a hard limit placed on my Plat.


It is normal with Amex to lift the hard limits after 12 months of good standing. They set hard limits on 3 of my charge cards last year and they removed it this year for me. Congrats to OP.

Message 7 of 7