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Established Contributor
Posts: 573
Registered: ‎05-29-2011
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Amex Plat: Pre-set Limit Dropped

A year ago we were FR'd on our Plat and a $4200 hard limit was established.  In the past year, I've opened a BCE with a $3200 limit and just got a HHonors Surpass with an $11300 limit.  When I logged into my account today to active our Hilton card, the spend limit was still there.  An hour later, it has changed back to "no pre-set limit"  I'm not going to call and question it :smileywink:

Amex Green NPSL, Amex BCE $19.7k, Amex HH Surpass $11.3k, Amex Simply Cash Business $3k, Chase Ink Bold $15k (flex)Chase Sapphire Preffered $26k, Citi Diamond $13.3k, Citi TY Preferred $10.5k, Virgin Atlantic Amex $8k, Discover Motiva $10k, Boa World Elite $10k, US Bank Visa $4.1k, GE Amazon $4k, GE Lowes $6k, BillMeLater $5.3k, Target $.2k, CapOne $2k Von Maur NPSL,
Regular Contributor
Posts: 139
Registered: ‎04-21-2011
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Re: Amex Plat: Pre-set Limit Dropped

Congrats!  I would love to be a part of the Amex family again, but I had a very small charge off with them in 2001. :/


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Super Contributor
Posts: 6,026
Registered: ‎09-18-2007
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Re: Amex Plat: Pre-set Limit Dropped

I thought HH is a Credit card and only charge cards have the no-preset spending limit.

Valued Contributor
Posts: 1,142
Registered: ‎05-17-2010
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Re: Amex Plat: Pre-set Limit Dropped


concorduser wrote:

I thought HH is a Credit card and only charge cards have the no-preset spending limit.


I believe the OP was referring to the AMEX Platinum limit being lifted.   

Super Contributor
Posts: 6,026
Registered: ‎09-18-2007
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Re: Amex Plat: Pre-set Limit Dropped


visorboy1974 wrote:

concorduser wrote:

I thought HH is a Credit card and only charge cards have the no-preset spending limit.


I believe the OP was referring to the AMEX Platinum limit being lifted.   


It is normal with Amex to lift the hard limits after 12 months of good standing. They set hard limits on 3 of my charge cards last year and they removed it this year for me. Congrats to OP.

Established Contributor
Posts: 573
Registered: ‎05-29-2011
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Re: Amex Plat: Pre-set Limit Dropped


concorduser wrote:

I thought HH is a Credit card and only charge cards have the no-preset spending limit.


Was referring to a hard limit placed on my Plat.

Amex Green NPSL, Amex BCE $19.7k, Amex HH Surpass $11.3k, Amex Simply Cash Business $3k, Chase Ink Bold $15k (flex)Chase Sapphire Preffered $26k, Citi Diamond $13.3k, Citi TY Preferred $10.5k, Virgin Atlantic Amex $8k, Discover Motiva $10k, Boa World Elite $10k, US Bank Visa $4.1k, GE Amazon $4k, GE Lowes $6k, BillMeLater $5.3k, Target $.2k, CapOne $2k Von Maur NPSL,
Super Contributor
Posts: 6,026
Registered: ‎09-18-2007
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Re: Amex Plat: Pre-set Limit Dropped


n777ua wrote:

concorduser wrote:

I thought HH is a Credit card and only charge cards have the no-preset spending limit.


Was referring to a hard limit placed on my Plat.


It is normal with Amex to lift the hard limits after 12 months of good standing. They set hard limits on 3 of my charge cards last year and they removed it this year for me. Congrats to OP.

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