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yes, AMEX will offer extended pay (basically credit terms) to charge card holders with a perfect history. The flip side is that the interest doesn't make it even worth considering. PIF is the way to go.
I see you say this in your sig but I have no idea what this means/accomplishes.
@Anonymous wrote:
@trumpet-205 wrote:
@Anonymous wrote:Tanner thanks for the reply. You got a Amex Centurion. THat's my final goal. I read on the forum that you must spend 25k on amex plat monthly to get invited to Centurion. LEt's say Amex approved me for amex plat. Then I charged 5k on the card. Does that mean I need to pay 5k at the end of the month? or do they have monthly payment system like visa or mastercard?
You pay 5K. There is no minimum payments, you must pay off your entire balance by the end of your statement.
Do you really need Platinum and Centurion?
Duh. How else would I get Platanium?
They tie together so both act as one.
@dmbtay wrote:yes, AMEX will offer extended pay (basically credit terms) to charge card holders with a perfect history. The flip side is that the interest doesn't make it even worth considering. PIF is the way to go.
Just curious what is the APR on extended pay for charge cards?
@Anonymous wrote:
@dmbtay wrote:yes, AMEX will offer extended pay (basically credit terms) to charge card holders with a perfect history. The flip side is that the interest doesn't make it even worth considering. PIF is the way to go.
Just curious what is the APR on extended pay for charge cards?
I think it may vary, but Amex gave me 15.24%.
@Anonymous wrote:
@Anonymous wrote:
@dmbtay wrote:yes, AMEX will offer extended pay (basically credit terms) to charge card holders with a perfect history. The flip side is that the interest doesn't make it even worth considering. PIF is the way to go.
Just curious what is the APR on extended pay for charge cards?
I think it may vary, but Amex gave me 15.24%.
That's not too bad!
I've had 'pre-approved' for Amex Plat show up whenever I log on to my Amex account for many years. Is the high AF really worth it?
Anyone ever get the Plat for the first year and just decide they didn't want to pay the AF and cancel it?
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