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New Contributor
theagent26
Posts: 57
Registered: ‎03-01-2010
0

Amex Platinum Approval!

Wow.......caught the bug after six months of using my Amex Zync. I did a little homework on the myfico forums as always, and decided to apply. I figured it wouldn't be the end of the world if it was a soft pull on denial. I called and spoke to a really nice rep, asked a couple of questions and told her to go ahead with my app. I waited 2 minutes and it felt like it took forever. She comes back and says "Congrats on being a platinum member!" I about fell out of my desk chair!

 

I started this journey about 5 years ago with scores around the mid-400's. Just wanted to thank everybody here at myfico for creating a supportive and well-informed atmosphere to help everybody on their quest for better credit. I'm off to write some goodwill letters. Cheers!



Starting Score: EQ 593 TU 606
Current Score: EQ 680 TU 682 EX 684
Goal Score: 700's baby let's get it!


Take the FICO Fitness Challenge
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012
0

Re: Amex Platinum Approval!

Congrats

Established Member
Iamvee
Posts: 16
Registered: ‎07-10-2012
0

Re: Amex Platinum Approval!

Nice, congrats man.
Fico score: TU: 684 Date 8/8/2012 EQ : 647 Date 8/25/2012
EX: 651 Date 7/21/2012
Wallet: CAP one: 300 // AMEX Zync: 500
Garden since 8/18/12
Goal: 750 across the board

Established Contributor
gettnthere
Posts: 912
Registered: ‎06-14-2012
0

Re: Amex Platinum Approval!

Congrats! Credit repair can seem very daunting, but is well worth it in the end. I like reading stories like this, it sheds some light at the end of the tunnel for those who are going through credit issues. Congrats again!


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Valued Contributor
jamesdwi
Posts: 1,949
Registered: ‎09-16-2011
0

Re: Amex Platinum Approval!

Congrats,

 

 

its a nice card, but I hope I never have to travel enough the need it :smileytongue:


Cards: Chase Southwest 20k & CSP 10k & Freedom 6.6k & Amtrak 4.6k, FNBO DISC 14.9k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Zync NPSL, Sams Club MC 10k, Paypal Extras MC 6k, CapOne QS 2.5k, QS 750, Amazon 3.9k, Walmart 4.5k, Citi Simplicity 7k, HHonors Gold 1k (moved 5k CL to Simplicity), Discover IT 6.5k and a nice stack of store cards.
Last APP 4/26//2014 no plans for new credit I think I have enough.
Contributor
surfnspy
Posts: 84
Registered: ‎06-17-2012
0

Re: Amex Platinum Approval!

Nice!


BARCLAYS FICO 750 (1/2014)

Barclays Rewards World Mastercard $11k
Capital One (via HSBC) Mastercard $400
Gardening until 07/2014
Valued Contributor
jsickz32
Posts: 1,987
Registered: ‎06-25-2012
0

Re: Amex Platinum Approval!

Congrats! im guessin they charge the fee to the card instantly?
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Valued Contributor
RockinRay
Posts: 1,947
Registered: ‎08-13-2007
0

Re: Amex Platinum Approval!

CONGRATS!  :smileyhappy:

Ray

** Every Card has a Job, and Every Card does its Job **

New Contributor
theagent26
Posts: 57
Registered: ‎03-01-2010
0

Re: Amex Platinum Approval!

Thanks everyone! Been working hard at it for a while now. The advice on this forum is great.



Starting Score: EQ 593 TU 606
Current Score: EQ 680 TU 682 EX 684
Goal Score: 700's baby let's get it!


Take the FICO Fitness Challenge
Regular Contributor
jm00ser
Posts: 156
Registered: ‎07-11-2012
0

Re: Amex Platinum Approval!

Congrats! Hope to have a Platinum one day, once I pay all outstanding debt!

In full gardening/ debt annihilation mode! (4/15/13)
Notre Dame FCU Visa 0/2k (8/04); CapOne Best Buy 800/1.5k (7\06)
Citi Thank You World MC 4800/9.7k (1/11); Amex Zync NPSL (9/11)
Chase Freedom Visa 1600/3.8k (9/11); Chase Southwest RR Premier Visa Signature 4300/10.7k (6/12); Discover It 0/3k (7/12)
EQ: 751 (4/1/13) EX: 742 (4/8/13) TU: 732 (4/8/13)

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