Reply
New Contributor
Posts: 57
Registered: ‎03-01-2010
0

Amex Platinum Approval!

Wow.......caught the bug after six months of using my Amex Zync. I did a little homework on the myfico forums as always, and decided to apply. I figured it wouldn't be the end of the world if it was a soft pull on denial. I called and spoke to a really nice rep, asked a couple of questions and told her to go ahead with my app. I waited 2 minutes and it felt like it took forever. She comes back and says "Congrats on being a platinum member!" I about fell out of my desk chair!

 

I started this journey about 5 years ago with scores around the mid-400's. Just wanted to thank everybody here at myfico for creating a supportive and well-informed atmosphere to help everybody on their quest for better credit. I'm off to write some goodwill letters. Cheers!



Starting Score: EQ 593 TU 606
Current Score: EQ 680 TU 682 EX 684
Goal Score: 700's baby let's get it!


Take the FICO Fitness Challenge
Established Contributor
Posts: 1,837
Registered: ‎08-20-2012
0

Re: Amex Platinum Approval!

Congrats

Established Member
Posts: 16
Registered: ‎07-10-2012
0

Re: Amex Platinum Approval!

Nice, congrats man.
Fico score: TU: 684 Date 8/8/2012 EQ : 647 Date 8/25/2012
EX: 651 Date 7/21/2012
Wallet: CAP one: 300 // AMEX Zync: 500
Garden since 8/18/12
Goal: 750 across the board

Established Contributor
Posts: 912
Registered: ‎06-14-2012
0

Re: Amex Platinum Approval!

Congrats! Credit repair can seem very daunting, but is well worth it in the end. I like reading stories like this, it sheds some light at the end of the tunnel for those who are going through credit issues. Congrats again!


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Valued Contributor
Posts: 1,971
Registered: ‎09-16-2011
0

Re: Amex Platinum Approval!

Congrats,

 

 

its a nice card, but I hope I never have to travel enough the need it :smileytongue:


Cards: Chase Southwest 20k & CSP 10k & Freedom 6.6k & Amtrak 4.6k, FNBO DISC 14.9k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Sally Mae5k Sams Club MC 10k, Paypal Extras MC 6k, CapOne QS 2.5k, QS 750, Amazon 3.9k, Walmart 4.5k, Citi Simplicity 7k, HHonors Gold 1k (moved 5k CL to Simplicity), Discover IT 6.5k and a nice stack of store cards.
Last APP 12/15/2014
Contributor
Posts: 84
Registered: ‎06-17-2012
0

Re: Amex Platinum Approval!

Nice!


BARCLAYS FICO 750 (1/2014)

Barclays Rewards World Mastercard $11k
Capital One (via HSBC) Mastercard $400
Gardening until 07/2014
Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
0

Re: Amex Platinum Approval!

Congrats! im guessin they charge the fee to the card instantly?
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Valued Contributor
Posts: 1,951
Registered: ‎08-13-2007
0

Re: Amex Platinum Approval!

CONGRATS!  :smileyhappy:

Ray

** Every Card has a Job, and Every Card does its Job **

New Contributor
Posts: 57
Registered: ‎03-01-2010
0

Re: Amex Platinum Approval!

Thanks everyone! Been working hard at it for a while now. The advice on this forum is great.



Starting Score: EQ 593 TU 606
Current Score: EQ 680 TU 682 EX 684
Goal Score: 700's baby let's get it!


Take the FICO Fitness Challenge
Regular Contributor
Posts: 156
Registered: ‎07-11-2012
0

Re: Amex Platinum Approval!

Congrats! Hope to have a Platinum one day, once I pay all outstanding debt!

In full gardening/ debt annihilation mode! (4/15/13)
Notre Dame FCU Visa 0/2k (8/04); CapOne Best Buy 800/1.5k (7\06)
Citi Thank You World MC 4800/9.7k (1/11); Amex Zync NPSL (9/11)
Chase Freedom Visa 1600/3.8k (9/11); Chase Southwest RR Premier Visa Signature 4300/10.7k (6/12); Discover It 0/3k (7/12)
EQ: 751 (4/1/13) EX: 742 (4/8/13) TU: 732 (4/8/13)

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.