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Amex Platinum Card after BK ??

Valued Member

Amex Platinum Card after BK ??

CSR said go for it but I thought its 95% no go with BK???  based researching on varies of sites including this one.  She did say AMEX likes to see 7th / 8th year into BK before issuing revolving AMEX cards .. I am confused how is that possible to have AMEX Platinum Card after BK has been filed? 
Looking to get back into 700s club by scratch that about 2012 maybe even 2010 Smiley Happy faster than I had thought. aiming for $10,000 Credit Card by 2010 as well ! as of 9/15/08 EX 662 EQ 681 TU 662
5 REPLIES
Moderator Emeritus

Re: Amex Platinum Card after BK ??

I say don't bother

SnowWalker wrote:
CSR said go for it but I thought its 95% no go with BK???  based researching on varies of sites including this one.  She did say AMEX likes to see 7th / 8th year into BK before issuing revolving AMEX cards .. I am confused how is that possible to have AMEX Platinum Card after BK has been filed? 



Valued Member

Re: Amex Platinum Card after BK ??

Timothy, I don't think I will for now. but do u think its possible they are trying to do "hook , line and sinker" on me due to hefty AF ? so even if I was able to get one after recently BK. I will be always be under some sort of "microscope" by AMEX, right?
Looking to get back into 700s club by scratch that about 2012 maybe even 2010 Smiley Happy faster than I had thought. aiming for $10,000 Credit Card by 2010 as well ! as of 9/15/08 EX 662 EQ 681 TU 662
Moderator Emeritus

Re: Amex Platinum Card after BK ??

There are lots of BK freindly lenders- AMEX has never been one of them-
 
The way they treat their current customers (even those that have never BK'ed or even eligable to BK) don't bother for years or if something changes with their underwritting.
Frequent Contributor

Re: Amex Platinum Card after BK ??

That would be unbelievably amazing if Amex approved someone with a BK on their record...even a 9 year 11 month 28 day CH 7 BK (gotta remember Feb shortness)! I wanna see it/hear it/get it notarized and posted! Smiley Very Happy
Highlighted
Valued Contributor

Re: Amex Platinum Card after BK ??

Save $450


SnowWalker wrote:
CSR said go for it but I thought its 95% no go with BK???  based researching on varies of sites including this one.  She did say AMEX likes to see 7th / 8th year into BK before issuing revolving AMEX cards .. I am confused how is that possible to have AMEX Platinum Card after BK has been filed? 



IN VINO VERITAS.