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Amex Platinum Charge Card and Amex Delta Gold Card Approved.

Super Contributor

Re: Amex Platinum Charge Card and Amex Delta Gold Card Approved.


Aoi wrote:

 

hat's awesome news then! Congrats on all your AMEX approvals Smiley Very Happy

 

 

Now, which charge card to apply for hehe


I think Zync is easy to get approval. But Gold offers the best rewards and probably easy to get approved also. Customer Service is one of the best with Amex.

Message 11 of 17
Senior Contributor

Re: Amex Platinum Charge Card and Amex Delta Gold Card Approved.

Concord- were these both personal amex accts?

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 12 of 17
Super Contributor

Re: Amex Platinum Charge Card and Amex Delta Gold Card Approved.


score_building wrote:

Concord- were these both personal amex accts?


Yes, these two cards are personal cards.

Message 13 of 17
Established Contributor

Re: Amex Platinum Charge Card and Amex Delta Gold Card Approved.

Are you putting that much $$ through these cards (Plum, Platinum, Delta) that it makes it worth it for the annual fees?  Over $700 a year?  Will you use the benefits of these cards?  It just seems to be a lot of money to spend for the sake of boosting a FICO score IMO.  I would think that those Amex cards you closed last year would still be on your CRA and therefore helping your AAoA.

CCs: Chase Freedom VS 12.9k, CSP VISA Sg 13k, BofA Amex 24.5k, Discover 12.5k, US Bank Cash+ Visa Sg 17k, Macy's Amex 8k/1.5k, Gap Visa 10k, Best Buy 11.1k, Citi TY MC 10.8k, Citi AA Amex 6k, Nordstrom VS 10k, Costco Amex 12k, BofA CR VS 5k, Amex BCP 13.5k, Amex ED 5k, Sears MC 9k, HD 7k, Target 600, Amazon 7k, US Bank MC 15k, US Airways MC 8k, NFL Visa 4k, Patelco Visa 10k, Penfed PR VS 44.6k, Chase Hyatt VS 8k, Citi Simplicity 13.3k, PayPal MC 7.5k, BBVA Visa 4k, WF VS 14k, FNBO Amex 14.1k, OCCU VISA 15k, TR Visa Sg 16.3k, C1 QS Visa 11k, FRN MC 15k, HSN 4k, Saks WEMC 10k/4k, Chase Ink 18k, Arrival WEMC 10k, Ebates VS 8k, Orbitz VS 12k, NASA V 30k, USBk FP VS 21.5k, DC 30k, VirgAm 15k, Sams MC 15k, Amex Bz Gold, Amex SC 10k, BofW Bz MC 18k
Message 14 of 17
Frequent Contributor

Re: Amex Platinum Charge Card and Amex Delta Gold Card Approved.

Congrats concorduser.  When I logged into my AMEX Blue account, I noticed that I was pre-approved for AMEX Gold and Platinum charge cards.  I'm very tempted to pull the trigger.

TU - 737 - 02/21/09, 769 - 02/06/10, 795 - 09/08/10
EQ - 758 - 02/21/09, 783 - 02/06/10, 805 - 09/08/10
EX (PLUS) - 781 03/23/09, 787 - 02/06/10, 783 - 08/09/10
Message 15 of 17
Super Contributor

Re: Amex Platinum Charge Card and Amex Delta Gold Card Approved.


jefftca925 wrote:

Are you putting that much $$ through these cards (Plum, Platinum, Delta) that it makes it worth it for the annual fees?  Over $700 a year?  Will you use the benefits of these cards?  It just seems to be a lot of money to spend for the sake of boosting a FICO score IMO.  I would think that those Amex cards you closed last year would still be on your CRA and therefore helping your AAoA.


Plum and Delta does not have AF for the first year. Next year whe the renewal comes, I can ask for product change a no AF card. As per Platinum card, I am trying to see if I can change it to gold which does not have AF. As per my spending on the card, average I spend around $24-30K / month on my amex cards.

Message 16 of 17
Established Contributor

Re: Amex Platinum Charge Card and Amex Delta Gold Card Approved.

 


concorduser wrote:

jefftca925 wrote:

Are you putting that much $$ through these cards (Plum, Platinum, Delta) that it makes it worth it for the annual fees?  Over $700 a year?  Will you use the benefits of these cards?  It just seems to be a lot of money to spend for the sake of boosting a FICO score IMO.  I would think that those Amex cards you closed last year would still be on your CRA and therefore helping your AAoA.


Plum and Delta does not have AF for the first year. Next year whe the renewal comes, I can ask for product change a no AF card. As per Platinum card, I am trying to see if I can change it to gold which does not have AF. As per my spending on the card, average I spend around $24-30K / month on my amex cards.


oh ok.  If you're putting some decent coin through the cards it's not a bad thing to have them.  I would probably PC to cards that have the best rewards program for a lower AF.  The personal Plat card looks like it is beneficial for the frequent traveler or one that entertains clients a lot.  The AF is pretty high.

 

CCs: Chase Freedom VS 12.9k, CSP VISA Sg 13k, BofA Amex 24.5k, Discover 12.5k, US Bank Cash+ Visa Sg 17k, Macy's Amex 8k/1.5k, Gap Visa 10k, Best Buy 11.1k, Citi TY MC 10.8k, Citi AA Amex 6k, Nordstrom VS 10k, Costco Amex 12k, BofA CR VS 5k, Amex BCP 13.5k, Amex ED 5k, Sears MC 9k, HD 7k, Target 600, Amazon 7k, US Bank MC 15k, US Airways MC 8k, NFL Visa 4k, Patelco Visa 10k, Penfed PR VS 44.6k, Chase Hyatt VS 8k, Citi Simplicity 13.3k, PayPal MC 7.5k, BBVA Visa 4k, WF VS 14k, FNBO Amex 14.1k, OCCU VISA 15k, TR Visa Sg 16.3k, C1 QS Visa 11k, FRN MC 15k, HSN 4k, Saks WEMC 10k/4k, Chase Ink 18k, Arrival WEMC 10k, Ebates VS 8k, Orbitz VS 12k, NASA V 30k, USBk FP VS 21.5k, DC 30k, VirgAm 15k, Sams MC 15k, Amex Bz Gold, Amex SC 10k, BofW Bz MC 18k
Message 17 of 17