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Amex Platinum Pending then APPROVED!

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New Contributor

Amex Platinum Pending then APPROVED!

I recently booked $5000 worth of travel for the next few months so I went ahead and app'd for Amex Platinum for travel benefits - especially airport lounge access.

 

I got the pending further review message and called next day. The regular CSR aren't helpful and just read a script. So I called the executive office and they did a manual review for me.

 

APPROVED! They are expediting it to me also for my upcoming US Open trip this Saturday.

 

THANKS to this forum for all of the advice! Never thought I would get an Amex at the age of 21 but now I have 3!!! (Amex Zync, Gold PRG, and Platinum)

 

Other info:

They pulled Transunion - Score was 640-650 due to high utilization (booked trips)

No negative marks on my report or anything - payments ALL on time

CapitalOne Platinum - $1500
Chase Freedom - $5000 Chase Southwest Premier - $3000
Discover More - $3700
Barclays US Airways - $1500
American Express Platinum, Gold PRG, and Zync - NPSL
Message 1 of 12
11 REPLIES
Moderator Emeritus

Re: Amex Platinum Pending then APPROVED!

Congratulations! Welcome to the Amex family, and have a safe and enjoyable trip. Smiley Happy

 


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 2 of 12
Established Contributor

Re: Amex Platinum Pending then APPROVED!

Congrats! Make sure to link it to a facebook or twitter account with Link > Like > Love to get $10 back on any $20 purchase at the US Open.


Message 3 of 12
Established Contributor

Re: Amex Platinum Pending then APPROVED!

Congrats!  The Platinum is an awesome card for those who can take advantage of its benefits.

FICOs (2/24/12): EX 752, EQ 740
Chase Sapphire Preferred, Freedom; American Express PR Gold, Blue Cash Everyday
Message 4 of 12
Frequent Contributor

Re: Amex Platinum Pending then APPROVED!

Congrats!!! Curious though...what's your reasoning for having all three (Zync, PRG + Plat)?



Scores: EX: 793 EQ: 804 TU: 801
Message 5 of 12
New Contributor

Re: Amex Platinum Pending then APPROVED!


ccb2115 wrote:

Congrats!!! Curious though...what's your reasoning for having all three (Zync, PRG + Plat)?


 

Good question!

 

Zync - It was to get in with Amex first

Gold PRG - This card gets you the most MR points from what I heard and that is true with my spending. I spent a lot of airfare, gas and groceries!

Platinum - I wanted this card for the benefits such as airport lounge access and the no foreign transaction fee. I have a feeling no foreign transaction fee will be VERY useful when I am overseas for the entire winter!

 

That said, I think I am going to cancel Zync soon now that I have the perfect Amex combo for me. What do you guys think? Should I cancel the Zync?

CapitalOne Platinum - $1500
Chase Freedom - $5000 Chase Southwest Premier - $3000
Discover More - $3700
Barclays US Airways - $1500
American Express Platinum, Gold PRG, and Zync - NPSL
Message 6 of 12
Regular Contributor

Re: Amex Platinum Pending then APPROVED!

CONGRATS!!! It's a good day over at AMEX.


    NPSL              $25k            $25k              $23k              $22k               $16k              $12k              $10k            $6.5k
Message 7 of 12
Regular Contributor

Re: Amex Platinum Pending then APPROVED!

congrats!

Trans Union Fico (Walmart) ,690 Experian Fico (Amex) 686(Opened 3 new accounts this month. In the Garden)


AMEX BCE ($19,500) AMEX PRG -(NPSL), BARCLAYS US AIR PREMIER WORLD ($10,000), BOA CASH REWARD -($6,000), CITI HILTON RESERVE SIGGY-(5,000), WALMART DISCOVER ( $5,800), CITI DIAMOND ($4,700), CITI DIVIDED WORLD ($4,500), AMAZON STORE($5,000), NORDSTROM VISA SIG($5,000), PAYPAL STORE ($4,000) Amex Delta Gold ($2000)
Message 8 of 12
Moderator Emeritus

Re: Amex Platinum Pending then APPROVED!

Congrats!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Message 9 of 12
Contributor

Re: Amex Platinum Pending then APPROVED!

Sweet! Have fun at the OpenHeart

Amex PR Gold NPSL | Amex BCP 16.5k| Amex Delta Gold Skymiles 14.9k | Amex BSP 5k | Discover 12.5k | Citi Diamond Preferred 11.9k | Chase Freedom 12k | Chase Sapphire Preferred 12k | US Bank Cash + Visa 13k | BankAmericard Cash Rewards Signature Visa 9.5k | M and T Bank Visa 10.9k | FICO TU 784 EQ 768 EX 784
Message 10 of 12