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New Contributor
chris2k5
Posts: 83
Registered: ‎12-16-2011

Amex Platinum Pending then APPROVED!

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‎09-05-2012 02:04 PM

I recently booked $5000 worth of travel for the next few months so I went ahead and app'd for Amex Platinum for travel benefits - especially airport lounge access.

 

I got the pending further review message and called next day. The regular CSR aren't helpful and just read a script. So I called the executive office and they did a manual review for me.

 

APPROVED! They are expediting it to me also for my upcoming US Open trip this Saturday.

 

THANKS to this forum for all of the advice! Never thought I would get an Amex at the age of 21 but now I have 3!!! (Amex Zync, Gold PRG, and Platinum)

 

Other info:

They pulled Transunion - Score was 640-650 due to high utilization (booked trips)

No negative marks on my report or anything - payments ALL on time

CapitalOne Platinum - $1500
Chase Freedom - $5000 Chase Southwest Premier - $3000
Discover More - $3700
Barclays US Airways - $1500
American Express Platinum, Gold PRG, and Zync - NPSL
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tinuviel
Posts: 3,900
Registered: ‎11-02-2010

Re: Amex Platinum Pending then APPROVED!

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‎09-05-2012 02:06 PM

Congratulations! Welcome to the Amex family, and have a safe and enjoyable trip. :smileyhappy:

 



Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 733, TU 724 (05/01/2013), EX Credit Sesame 725 (05/08/2013)
Goal Score: 740+ FICO scores
Take the FICO Fitness Challenge Bronze Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 4.2k, Kay Jeweler's 5.1k
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Regular Contributor
Default4
Posts: 131
Registered: ‎07-03-2012

Re: Amex Platinum Pending then APPROVED!

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‎09-05-2012 02:23 PM

Congrats! Make sure to link it to a facebook or twitter account with Link > Like > Love to get $10 back on any $20 purchase at the US Open.

Current Scores: TU 746, EX 755, EQ 724
Goal Scores: 760+
Last App: April 20, 2013
Cards: Cap1 Platinum, Discover it, AMEX Green, Paypal Extras, AMEX Delta Gold, Penfed Platinum Cash, and Chase Freedom.
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Established Contributor
Koop10010
Posts: 731
Registered: ‎02-15-2012

Re: Amex Platinum Pending then APPROVED!

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‎09-05-2012 02:32 PM

Congrats!  The Platinum is an awesome card for those who can take advantage of its benefits.

FICOs (2/24/12): EX 752, EQ 740
Chase Sapphire Preferred, Freedom; American Express PR Gold, Blue Cash Everyday
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Regular Contributor
ccb2115
Posts: 190
Registered: ‎11-23-2011

Re: Amex Platinum Pending then APPROVED!

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‎09-05-2012 04:09 PM

Congrats!!! Curious though...what's your reasoning for having all three (Zync, PRG + Plat)?

My Wallet: Amex PRG, Amex ZYNC, Amex BCE: 1k, Barclays iTunes: 1.2k, Discover IT: 5k, Citi Diamond: 1.8k, Capital One Secured: 600
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New Contributor
chris2k5
Posts: 83
Registered: ‎12-16-2011

Re: Amex Platinum Pending then APPROVED!

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‎09-05-2012 04:12 PM

ccb2115 wrote:

Congrats!!! Curious though...what's your reasoning for having all three (Zync, PRG + Plat)?

 

Good question!

 

Zync - It was to get in with Amex first

Gold PRG - This card gets you the most MR points from what I heard and that is true with my spending. I spent a lot of airfare, gas and groceries!

Platinum - I wanted this card for the benefits such as airport lounge access and the no foreign transaction fee. I have a feeling no foreign transaction fee will be VERY useful when I am overseas for the entire winter!

 

That said, I think I am going to cancel Zync soon now that I have the perfect Amex combo for me. What do you guys think? Should I cancel the Zync?

CapitalOne Platinum - $1500
Chase Freedom - $5000 Chase Southwest Premier - $3000
Discover More - $3700
Barclays US Airways - $1500
American Express Platinum, Gold PRG, and Zync - NPSL
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Contributor
CreditEd
Posts: 140
Registered: ‎07-01-2012

Re: Amex Platinum Pending then APPROVED!

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‎09-05-2012 05:25 PM

CONGRATS!!! It's a good day over at AMEX.

All Thanks to myFico:
AMEX Business Platinum (NPSL) | AMEX Business SPG ($25,000) | AMEX Delta Sky Platinum ($10,000 | AMEX H. Honors ($2,000) | Citi Hilton Honors Reserve ($14,000) | Citi Diamond Preferred ($4,700) | Citi ThankYou Preferred ($3,200) | Chase Freedom ($3,000) | FNBO Platinum MC (awaiting the limit) | HSBC Platinum ($2,000) | US Bank Cash+ Visa Signature ($5,000)
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Regular Contributor
CK_Charles_Lover
Posts: 248
Registered: ‎09-02-2011

Re: Amex Platinum Pending then APPROVED!

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‎09-05-2012 08:31 PM

congrats!

Trans Union Fico (Walmart) ,690 Experian Fico (Amex) 686(Opened 3 new accounts this month. In the Garden)


AMEX BCE ($19,500) AMEX PRG -(NPSL), BARCLAYS US AIR PREMIER WORLD ($10,000), BOA CASH REWARD -($6,000), CITI HILTON RESERVE SIGGY-(5,000), WALMART DISCOVER ( $5,800), CITI DIAMOND ($4,700), CITI DIVIDED WORLD ($4,500), AMAZON STORE($5,000), NORDSTROM VISA SIG($5,000), PAYPAL STORE ($4,000) Amex Delta Gold ($2000)
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Moderator
Moderator
webhopper
Posts: 6,820
Registered: ‎09-16-2011

Re: Amex Platinum Pending then APPROVED!

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‎09-05-2012 08:33 PM

Congrats!
Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!


Take the myFICO Fitness Challenge
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Contributor
severine
Posts: 120
Registered: ‎08-19-2012

Re: Amex Platinum Pending then APPROVED!

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‎09-06-2012 04:08 AM

Sweet! Have fun at the Open:heart:

Amex PR Gold NPSL | Amex BCP 16.5k| Amex Delta Gold Skymiles 14.9k | Discover 9.75k | Citi Diamond Preferred 11.9k | Chase Freedom 8.9k | Chase Sapphire Preferred 9k | US Bank Cash + Visa 13k | BankAmericard Cash Rewards Signature Visa 9.5k | M and T Bank Visa 10.9k | FICO TU 793 EQ 793 EX 784
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