No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Hi,
I've been wanting to apply for an Amex Platinum (due to traveling perks), but I'm waiting for a targeted offer (maybe 100k?!). I noticed the following terms in some of the 40k offers "If we identify you as currently having an American Express® Card account, you may not be eligible for this welcome bonus offer. This offer is also not available to applicants who have or have had a Platinum Card® account enrolled in the Membership Rewards® program."
I currently have an Amex branded JetBlue credit (not charge) card with 0 balance. Does that make me ineligible for any Amex Platinum bonus offers? I have never had an Amex charge account of any kind. I understand that Amex changed the rules so that people who have previously had a Platinum ever are not eligible but the wording "if we identify you as currently having an Amex card account you may not be eligible" worries me.
Also, for those who have received the high targeted mailings (like the 100k offers) - did you previously have an Amex account or are they only targeting folks who never used Amex?
I thought I read one bonus lifetime each. One on a charge card and one on revolving credit card.
@coldnmn wrote:I thought I read one bonus lifetime each. One on a charge card and one on revolving credit card.
I was able should be able to receive 2 revolving bonuses. I received one from my BCE years ago when I opened it, and I was told I would receive 15,000 MR points when I met spend threshold for opening the EDP. I guess we will see.
The biggest issue with this all is that CSR's themselves don't even know. This kind of goes towards my thread I started about Amex doing too much and becoming less customer focused. Basically, not having their ducks in order like in the past. I have read on forums where people are told they are eligbile, met spend threshold, and then denied MR point bonus due to already being a charge card member. For instance, I was told there was no MR bonus offer to upgrade my PRG to Platinum. But I was also told via online chat, if I applied for the Platinum instead of upgrading I could still get the 40k bonus. I called to inquire about this further and was told I would not be eligible due to already being a charge card member. I decided I didn't want both cards so I just did the upgrade for the benefits and applied for the EDP to hopefully get the 15k MR points and still be able to get points multiplied as I did with my PRG.