Amex Pre-Selected Offer

[brcamacho]

I just got an offer for them in the mail, so when I checked out my reservation number on the site I had an offer for the Green or Gold card with the Gold card highlighted.  This is my first offer from AMEX.  My ficos are in my sig, my most current score is my Tu from Walmart, other are a few months old.  Assuming my other scores are keeping pace with my TU, does this put me in AMEX's profile for a card?

Thanks 

[nicholasyud]

Do you want to apply for it !???

[brcamacho]

It would be nice to Get in with AMEx and use the card for my day to day purchases. 

So yes.

My currernt Utilization is right at 22% with my current cards.  Im working on getting that down to less then 10% and then dropping or leaving some of my first starter cards at home. 

[nicholasyud]

Any recent baddie !???? You should be fine with the Green. not sure about the Gold. Best time to apply before the year end for Bckdate purpose.

they usually pul EX maybe 650 and up........

[brcamacho]

Last time i was late on anything way in 2007.  

I found this fourm early this year and since then have been in hardcore rebuild mode.  it would be nice to get this card beofre the end of the year then Garden until its home purchasing time maybe Mid to late summer.

[nicholasyud]

If you plan to purchase morgate in a near future thon I suggest hold off your apss. 

1000 2000 earn throu reward not worth as much as morgate rate.

[brcamacho]

Good advice on the mortage.  But it now appears that its looking more like late summer for the mortgage.  Would it be worth it to take the offer to get in with AMEX in 2012?