07-16-2014 09:52 PM
The only pre approved offer I've ever received by mail from Amex was for the Green charge Card which I have absolute no interest in
07-17-2014 08:46 AM
Peeps for now I have decided not to pull the trigger. I will probably wait for a month and see if my score goes up since the Utilization went down to less than 10%. So probably will hit the apply button then. Thanks for all your help and comments. This forum is very helpful.
07-17-2014 10:44 AM
keep in mind that many times if you get rejected by amex, it only counts as a SP, not a hard pull.
still, it's probably a better decision to wait it out a bit if you expect your credit score to rise over the next month or so while the pre-approved offer is still available. Charge card UW isn't that high, but waiting a bit definitely can't hurt you
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