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New Contributor
TheFate
Posts: 321
Registered: ‎06-19-2014

Re: Amex Pre-approved - Wondering how likely it will get actually approved?

The only pre approved offer I've ever received by mail from Amex was for the Green charge Card which I have absolute no interest in




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Current Score:683
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New Member
Maverick7
Posts: 19
Registered: ‎07-08-2014

Re: Amex Pre-approved - Wondering how likely it will get actually approved?

Peeps for now I have decided not to pull the trigger. I will probably wait for a month and see if my score goes up since the Utilization went down to less than 10%. So probably will hit the apply button then. Thanks for all your help and comments. This forum is very helpful.

Regular Contributor
milkshakes
Posts: 139
Registered: ‎01-11-2014

Re: Amex Pre-approved - Wondering how likely it will get actually approved?

keep in mind that many times if you get rejected by amex, it only counts as a SP, not a hard pull.

 

still, it's probably a better decision to wait it out a bit if you expect your credit score to rise over the next month or so while the pre-approved offer is still available. Charge card UW isn't that high, but waiting a bit definitely can't hurt you

      
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