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Does the pre-select application from amex site do a hard pull or soft pull? It says that it won't effect your credit rating so I assume that it's a soft pull. Am I right? Also, if you are pre-selected for a card using this feature they have, is it a guarentte that you'll get approved?
No hard if anything a soft or nothing.
No guarantee but go for it.
I went on the pre-selected site and was pre-selected for a green or gold card and I went with the full app and was approved. So I think you have a good shot if one of the cards pop up especially if it is a charge card Amex makes money off the fees but remember you get your foot in the door build a relationship and better things happen down the road. Also other threads on this forum have success stories where their was an app from the pre-selected site and was approved. Good Luck if you go for it.
For some reason, I am unable to find the pre-selected cards anymore. They also took the CLI request link off my account. What's up with that? Guess they don't like me...