Amex Premium Car Rental Protection.....

[Anonymous]

Anyone enrolled in this program? Pros/cons? I only rent 3 or 4 times/year, usually decline the additional rental agency insurance but sometimes feel some apprehension.  In all my years of renting I've never had a claim but it could happen.

Thanks

[Anonymous]

Never had a claim either-

I understand the coverage is excellent.  I used it last July-

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Anderson wrote:

Anyone enrolled in this program? Pros/cons? I only rent 3 or 4 times/year, usually decline the additional rental agency insurance but sometimes feel some apprehension.  In all my years of renting I've never had a claim but it could happen.

Thanks

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[Anonymous]

timothy you held out longer than i would have, the 24 hour boycott served it's purpose. congrats on the approval!

i thought the rental coverage was an automatic thing, are you saying one has to enroll/activate it? several card issuers have this perk. i even took it one step farther and for about $60.00 a year i added a rental car rider to my auto policy, this rider even covers the loss of use of the rental car so the rental agency can't charge me for revenue they "lost" by not having the car available while it's being repaired. does the cc coverage have this feature?

[Anonymous]

it is automatic-

When I rented the guy did not even bother to try and sell me add'l coverage.

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dnm45227 wrote:

timothy you held out longer than i would have, the 24 hour boycott served it's purpose. congrats on the approval!

i thought the rental coverage was an automatic thing, are you saying one has to enroll/activate it? several card issuers have this perk. i even took it one step farther and for about $60.00 a year i added a rental car rider to my auto policy, this rider even covers the loss of use of the rental car so the rental agency can't charge me for revenue they "lost" by not having the car available while it's being repaired. does the cc coverage have this feature?

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[Anonymous]

my Auto insurance has automatic coverage for rentals

If something were to happen- I would let them fight it out. 

[Anonymous]

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Timothy wrote:

my Auto insurance has automatic coverage for rentals

If something were to happen- I would let them fight it out. 

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i called my rep and he said my policy covers me and will wrap around the rental, but the loss of use was an add on. i have state farm, if that helps.

[Anonymous]

That IMO is their problem-

It is hard to have too much coverage- 

It was a 48 hour+ AMEX free BTW-  

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dnm45227 wrote:

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Timothy wrote:

my Auto insurance has automatic coverage for rentals

If something were to happen- I would let them fight it out. 

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i called my rep and he said my policy covers me and will wrap around the rental, but the loss of use was an add on. i have state farm, if that helps.

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[Anonymous]

https://www152.americanexpress.com/fsea/travel/car_rental/product.do

This is PRIMARY coverage. No need to have your personal vehicle insurer involved. Rates seem very fair, one flat fee per rental period. Thinking of enrolling.

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dnm45227 wrote:

timothy you held out longer than i would have, the 24 hour boycott served it's purpose. congrats on the approval!

i thought the rental coverage was an automatic thing, are you saying one has to enroll/activate it? several card issuers have this perk. i even took it one step farther and for about $60.00 a year i added a rental car rider to my auto policy, this rider even covers the loss of use of the rental car so the rental agency can't charge me for revenue they "lost" by not having the car available while it's being repaired. does the cc coverage have this feature?

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[joestay]

Sorry to bring this tread back up but I didn't want to make a new thread.

Okay.  I need to rent a car this friday in another state.  I decided to sign up for the premium car rental protection just right now.  I will reserve a car later tonight online.  Anyone know what's in the "welcome kit" that will be coming to me in 7-10 days (i'll be out of state during this whole time)?  Is there anything important I need to sign?  Anything else important I should know because this is the first time I am renting a car.  Thanks.

[Walt_K]

If you're leaving Friday, I'd just call Amex and ask them.