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@Anonymous wrote:ok what about this part of the question ;-) (p.s. uti is 5%)
Waiting to hit EX:
- my PIF for 3 cards last week which would only leave 1 card (freedom) having a bal) 1 week ago
- sister added me as AU on her 5k freedom 1mo ago
- friend added me asAU on his 9k chase amazon last week.
- CLI amazon store 6k to 10k 2 weeks ago
Should I wait to apply for Amex (or Sallie Mae/TY) until any of these report?
If you want higher limits and better terms, yes wait for 1 card to have a balance... You will get approved regardless, but if you want the best possible scenario wait.
@Anonymous wrote:ok what about this part of the question ;-) (p.s. uti is 5%)
Waiting to hit EX:
- my PIF for 3 cards last week which would only leave 1 card (freedom) having a bal) 1 week ago
- sister added me as AU on her 5k freedom 1mo ago
- friend added me asAU on his 9k chase amazon last week.
- CLI amazon store 6k to 10k 2 weeks ago
Should I wait to apply for Amex (or Sallie Mae/TY) until any of these report?
Ok Irish replied on PM (And creditcur above) and said to wait until all cards show 0 except 1 an the others
werent as important. TY . Sorry I'm a business analst and life to know everything-
sometimes down to the granular level...
but I have never seen a post to pay off your cards minus 1 before you apply .
This is vital info! TY