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Amex Prequalify

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CreditCuriosity
Moderator Emeritus

Re: Amex Prequalify


@Anonymous wrote:

ok what about this part of the question ;-)  (p.s. uti is 5%)

 

 

Waiting to hit EX:

  • my PIF for 3 cards last week which would only leave 1 card (freedom) having a bal) 1 week ago
  • sister added me as AU on her 5k freedom 1mo ago
  • friend added me asAU on his 9k chase amazon last week.
  • CLI amazon store 6k to 10k 2 weeks ago

 

Should I wait to apply for Amex (or Sallie Mae/TY) until any of these report? 


If you want higher limits and better terms, yes wait for 1 card to have a balance...  You will get approved regardless, but if you want the best possible scenario wait.

Message 11 of 12
Anonymous
Not applicable

Re: Amex Prequalify


@Anonymous wrote:

ok what about this part of the question ;-)  (p.s. uti is 5%)

 

 

Waiting to hit EX:

  • my PIF for 3 cards last week which would only leave 1 card (freedom) having a bal) 1 week ago
  • sister added me as AU on her 5k freedom 1mo ago
  • friend added me asAU on his 9k chase amazon last week.
  • CLI amazon store 6k to 10k 2 weeks ago

 

Should I wait to apply for Amex (or Sallie Mae/TY) until any of these report? 


Ok Irish replied on PM  (And creditcur above) and said to wait until all cards show 0 except 1 an the others
werent as important. TY . Sorry I'm a business analst and life to know everything-

sometimes down to the granular level...

 

but I have never seen a post to pay off your cards minus 1 before you apply .

This is vital info! TY

Message 12 of 12
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