Credit Cards

[Jayb5635]

So I got an email today from amex to check my application status.  An application I submitted a month ago for the bce, which was denied even after I faxed in documentation to request a recon, all of a sudden changed back today to in progress.  When I called the new accounts department, the lady I spoke with asked that I fax in a pay stub to the media department as proof of income.  Anyone have experience with this ???

[WhyDidntIListentoMom]

Sounds like they are just making sure that you told the truth on your application. Did you embellish at all? If not, there may be a shiny new card in your wallet soon!

[Jayb5635]

Lol I did not lie about my income. Man, I hope your right about getting approved.

[dodgeball]

Did you fax them the paystub?

[Jayb5635]

Yes, a little while ago.

[WhyDidntIListentoMom]

You should hear soon. You've clearly perked their interest and they want to make sure they are making the correct decision on your application. Good luck and I hope to welcome you to the AMEX family!

[Jayb5635]

The reason we've gone back and forth is because when I applied, they soft pulled my experian and my score there is 645 as of December. There's a couple negative accounts there I'm disputing. My equifax, which I pulled from this site the day before I applied showed a score of 723. I faxed them a copy of that a week and a half ago.

[Jayb5635]

Thanks man !!! I already have an amex zync, and only wish to add this card and the citi forward. Then my wallet will be complete. Fingers crossed.

[BearOSO]

Question: Why do some customers need to provide proof of income while others do not?

The only CC that ever asked me for proof of income was when I app'd for the Cap1 secured CC. Everyone else did not bat an eye

[Pilotdude]

I would guess that Amex will ask for Tax records if the applicant is self employed, correct?

I am a private Commercial pilot and I am hired strictly as a sub contractor and not an employee.

Just curious