Reply
Established Member
sal2009
Posts: 16
Registered: ‎05-31-2012

Re: Amex Recon Advice 7 years post bk

so after emailing the president and also asking for a recon my app status on the online site went from denied to "in progress."....not sure if that means anything or more likely the computer system just shows that until they deny me again.  will update you all....

 

fyi...chase granted me the ink bold business card for $5000....

 

@trumpet-205:   these are BUSINESS decisions....companies shouldn't and don't make decisions based on morals....

 

now amex doesn't have to give me a card...but to not to is a pure stupid business decision....to not give a physician who makes several hundred thousand and pays his bill in full a charge (no credit card) when he has no late payments for over the past 7 years is not a smart business decision....

Frequent Contributor
CreditChampion
Posts: 260
Registered: ‎03-15-2012

Re: Amex Recon Advice 7 years post bk

Can someone pm me the email thanks


Fico Scores: 763 EQ(12/11/12) 768 TU(12/11/12) ? EX(TBD)
AMEX Zync NPSL(AU) Citi Forward $4k Discover it $2000 Wells Fargo Cash Back $1300 BankAmericard Better Balance $700 Chase Freedom $500 Capital One Quicksilver $1250
Capital One Secured Card (AU) $251 Capital One Platinum (AU) $500
Regular Contributor
Weights
Posts: 146
Registered: ‎09-20-2012

Re: Amex Recon Advice 7 years post bk

creditchampion,

PM sent with some information that may be helpful. 

Contributor
jonmartin
Posts: 85
Registered: ‎06-05-2009

Re: Amex Recon Advice 7 years post bk

Can someone please PM the e-mail as well?

 

NFCU Flagship Rewards Visa Signature $5,000
NFCU NavCheck LOC $10,000
Chase INK Cash $5,000
Chase Freedom $1,500
Capital One Sparks $750 (Closed)
Capital One Platinum $500 (Closed)
Capital One Platinum $500 ( Closed )


Starting Score: 590 MyFico EQ
Current Score: 627 My Fico EQ
Goal Score: 720


Take the FICO Fitness Challenge

Chase Ink Cash - $2,500
Capital One Spark - $???
Capital One Platinum - $500
Regular Contributor
Weights
Posts: 146
Registered: ‎09-20-2012

Re: Amex Recon Advice 7 years post bk

jonmartin,

PM sent with possible useful info. 

Valued Contributor
CreditScholar
Posts: 2,277
Registered: ‎01-22-2012

Re: Amex Recon Advice 7 years post bk


sal2009 wrote:

so after emailing the president and also asking for a recon my app status on the online site went from denied to "in progress."....not sure if that means anything or more likely the computer system just shows that until they deny me again.  will update you all....

 

fyi...chase granted me the ink bold business card for $5000....

 

@trumpet-205:   these are BUSINESS decisions....companies shouldn't and don't make decisions based on morals....

 

now amex doesn't have to give me a card...but to not to is a pure stupid business decision....to not give a physician who makes several hundred thousand and pays his bill in full a charge (no credit card) when he has no late payments for over the past 7 years is not a smart business decision....


In all fairness, you burnt them in the past. That would make anyone wary about lending to you again, especially Amex who rely on their own internal databases more than any other lender. Just because you're better off now doesn't make everything that happened previously ok with them.

 

FICOs: EX: 826, EQ: 817, TU: 810
Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank American Airlines Executive World Elite MasterCard - $22,500 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Contributor
londonhogfan
Posts: 142
Registered: ‎01-15-2013

Re: Amex Recon Advice 7 years post bk


Weights wrote:

jonmartin,

PM sent with possible useful info. 


 

I would love to get the email as well.



I'll be in the garden... FICO Score | TU-08: 732 in May 2013

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+