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I guess it doesn't hurt to ask!
Amex normally requires a bk to be outside 5 years before they'll approve you
Yep, 5 years you're golden if you didn't burn them. This is a relatively recent improvement the last couple of years. Before that it was 7 to 10 years post.
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
You should definitely call for a recon. Never, ever take any denial without at least asking for reconsideration. You've already taken the HP. The worst that can happen is you will still have a "no," and stranger things have happened.
what number should I call? The only ones I found listed were for recons on cli...
Found a number, called it. Was told they refuse to extend credit to me until 7-10 years after the bankruptcy in 2012. Oh well. Their loss.
@Anonymous wrote:Found a number, called it. Was told they refuse to extend credit to me until 7-10 years after the bankruptcy in 2012. Oh well. Their loss.
Wow... that stinks.