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Amex Reporting???

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PointLager
Established Contributor

Re: Amex Reporting???

Amex just reported my first statement's balances... a week after first statement cut.   EX showed full PRG balance and noting 1 month term and zero balance for the revolver (i didn't use it the first month).

 

Strange but my fico score didn't budge at all.  Remained at 730?

 

So, last week i had 4 INQ, 6 months credit history and two $500 cards, one of which is secure.  Honestly, I would have expected a bump in my score with adding a $2k revolver.  My util was super low as it is.  (2-5%).  

 

My secured BofA doesn't graduate until the spring.  Probably no sense asking for early graduation?

 

Wondering if i should call Cap One to see if they can bump me.  I have the $500 limit Quicksilver ($39 AF) MasterCard....

Message 31 of 55
CreditJim
Established Contributor

Re: Amex Reporting???

My 3rd statement just cut and my PRG still hasn't reported to any of the bureaus. Frustrating as I'm hoping that the backdating will give me a nice little bump.

Quicksilver 51k | Discover It $45k | Bonvoy Business $38k | Lowe's $35k | Costco $33.5k | SWACU $30k | Ink Preferred $28k | USAA Rewards $25k | Ink Cash $22.5k | Ink Preferred $22k | Amex Blue Business Plus $17k | Freedom Flex $16k | Freedom $14k | CSR $10k | Amazon Store $10k | Amazon Business $3k | REI $3k
Message 32 of 55
Globalgirl
Valued Member

Re: Amex Reporting???

I opened my Amex BCE on 12/12/13, first statement closed on 1/10/14, reported to credit bureau on 01/18/2014. 

Equifax: 6/2013 (647) / 10/2013 (647) / 11/13 (654) / 6/05/14 (725)
Experian: 6/2013 (673) / 10/2013 (684) / 12/12/13 (692)
TU Walmart: 6/2013 (683) / 10/2013 (693) / 01/2014 (704) / 06/05/14 (705)
Goal Score: 700 across the board


Message 33 of 55
drkaje
Senior Contributor

Re: Amex Reporting???

Backdated cards are not going to trigger new account alerts.


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


Take the FICO Fitness Challenge
Message 34 of 55
FastForward
Frequent Contributor

Re: Amex Reporting???

Opened my first AmEx card on 12/14, first statement cut off date was 01/09, just noticed that it reported on EQ yesterday with a report date of 01/15.
AmEx PRG (NPSL) | AmEx BCP (10k) | AmEx Blue Cash (1k) | AmEx SPG (3.5k) | Barclay Arrival WMC (7.5k) | Barclay Sallie Mae (1.5k) | Cap1 QS (2k) | Chase Freedom (1k) | Discover IT (4.5k) | InTouch (Local) CU MC (5k) | InTouch (Local) CU LOC (25k)

Citi/Best Buy (AU) (1.5k) | Citi/Best Buy (7.5k) | Comenity/Crate & Barrel (4k) | Comenity/Restoration Hardware (9k) | GE/Ethan Allen (2.5k) | Synchrony Bank/Banana Republic (3.3k) | Synchrony Bank/Gap (3.3k) | Synchrony Bank/Walmart (3.3k)

myFICO scores ~ 691 (EQ) 670 (EX) 712 (TU) || Goal scores: 750+ (all 3)
Message 35 of 55
RedThunder
Member

Re: Amex Reporting???

Opened BCE last week of October. Still not reporting. Did request and got approved for 3X CLI today. Initial 2k line increased to 6K. Also got a nice $150 rewards bonud that I wasn't expecting.

Message 36 of 55
yudeology101
Senior Contributor

Re: Amex Reporting???

UPDATE:  My Delta Gold Reported today, got an alert from EX/EQ and logged on to confirm.  It did report Dec/Jan so I'm sure to those who are anxiously waiting, it'll be reported soon.  My AMEX Green still no signs of reporting. 

 

 

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 37 of 55
creditballer
Regular Contributor

Re: Amex Reporting???

Approved 10/02/13 PRG and Blue Sky, 5 statements have been cut w/ backdating to 1988 and STILL no reporting! Why? I want to see what happens to my AAoA....

Last App Oct 2013...applied and received Amex PRG and Blue Sky!
FICO -Walmart = 779
Credit Karma = 781
EX-766, EQ 772, TU-759
Goal: 800
Message 38 of 55
creditballer
Regular Contributor

Re: Amex Reporting???

Is this just a backdating issue??

Last App Oct 2013...applied and received Amex PRG and Blue Sky!
FICO -Walmart = 779
Credit Karma = 781
EX-766, EQ 772, TU-759
Goal: 800
Message 39 of 55
thecentury303
New Contributor

Re: Amex Reporting???

At first, I don't think so.

 

But now I am seriously suspect that it might be the case ...

Capital One Cash Rewards for New Comer: $1,500 (09/12), Local Credit Union: $1,500 (10/12), Chase Freedom: $1,500 (04/13), Discover IT: $2,100 (04/13), AMEX Gold Charge Card: NPSL (06/13), AMEX BCE: $6,000 (06/13), Chase United Explorer: $6,000 (10/13), Chase Ink Cash: $3,000 (10/13), Barclays Arrival Platinum: $3,000 (10/13), US Bank Flexperk Travel Rewards: $5,000 (01/14), Capital One Venture: $5,000 (01/14), Citi AA World MC: $6,500 (01/14),Citi AA Executive World Elite MC: $5,000 (01/14)
Message 40 of 55
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