Amex Reporting???

[Haisenberg]

Good to know I'm not the only one having this problem. Opened my PRG sometime in early November and it has still not reported.

[creditballer]

Update: I received a Credit Karma alert and Amex PRG reported today after 5 statements were cut!! Still waiting for Blue Sky to report...

[CreditJim]

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@creditballer wrote:
Update: I received a Credit Karma alert and Amex PRG reported today after 5 statements were cut!! Still waiting for Blue Sky to report...

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Good to hear it finally reported. Sounds like I only have another 2 statements to wait then!

[fedxboy]

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I

[Marcos8]

Why would the fact that a card was backdated have an effect on when it would report? Just wondering

[parkman]

I don't think it has an effect, I think he's just excited about helping his AAOA due to the backdate.

[Marcos8]

Logged it to CK today to find out that my BCP approved first week of October showed up. Funny thing is when I first logged in it wasn't showing in the list of credit cards. I doodled around and clicked a few other links and when I went back to the main screen my Amex was now listed at the top of the credit card list with the word "New" next to it. I went to the alerts section and the new account was listed there but I never received any notification of it being there. At least I know that its reporting although I have little faith in the credit monitoring that CK provides. 

Now a question... How accurate is the Average account age number on CK? Does it factor in all accounts? My backdated Amex raised my account avergare age to almost 14 years, which is a 2+ year increase from the previously listed number. Just wondering if I can take this AAoA number seriously. Thanks

[parkman]

First of, CK's credit monitoring is virtually non-existent. I get many more notifications from Credit Sesame, so sign up for that one! Provides a FACO just like CK, but through EX I believe.

Secondly, CK doesn't factor in closed accounts into AAOA. So your actual AAOA will be lower on CK than on your real report.

[Marcos8]

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@parkman wrote:
First of, CK's credit monitoring is virtually non-existent. I get many more notifications from Credit Sesame, so sign up for that one! Provides a FACO just like CK, but through EX I believe.

Secondly, CK doesn't factor in closed accounts into AAOA. So your actual AAOA will be lower on CK than on your real report.

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I have CS but have not received any notification from them either, not sure if that has to do with their monthly update cycle vs CK weekly cycle.

[parkman]

Nah, I get updates throughout the month. But you have to specifically enroll in credit monitoring. So maybe it's that.